Commercial Real Estate Financing in Virginia | VA Commercial Loan Rates

Commercial Loan Direct (CLD) provides commercial real estate loans in the state of Virginia. Current commercial loan rates in Virginia range from 5.48% to 14.6%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of VA. We also have a dedicated page for apartment loans in Virginia.

Virginia Commercial Loan Programs Virginia Economic Data Virginia Lending Cities

Virginia Commercial Loan Rates

Commercial Loan Types	Average Virginia Rates	LTV	Loan Amount	Occupancy
Conventional	5.97% - 10.10%	80%	$1,000,000+	Investment + Owner Occupied
Conduit / CMBS	5.98% - 7.59%	75%	$2,000,000+	Investment
Insurance	5.48% - 7.99%	75%	$5,000,000+	Investment + Owner Occupied
FHA / HUD	5.47% - 6.32%	83.3%	$5,000,000+	Investment
USDA	6.10% - 11.10%	85%	$1,000,000+	Investment + Owner Occupied
Bridge	6.10% - 14.10%	80%	$1,500,000+	Investment
Construction	9.60% - 14.60%	83.3%	$1,000,000+	Investment
SBA	5.60% - 10.60%	85% - 90%	$1,000,000+	Owner Occupied

Types of Commercial Loans in Virginia

Investment Property Mortgages

The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.

Owner Occupied Commercial Mortgages

Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.

Apply for a Commercial Loan in Virginia

Quick Quote

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Locations Served in Virginia

We are proud to be serving the state of Virginia. Here are our commercial loan statistics for this state.

Virginia Cities and Towns Served

Virginia Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for VA below to help you understand what kind of market you are in. Simply click one of the options below to see the data for VA. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following Virginia cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Virginia economic reports to get a better understanding of your market.

Abingdon
Accomac
Accomack County
Adwolf
Albemarle County
Alexandria
Alleghany County
Altavista
Amelia County
Amelia Court House
Amherst
Amherst County
Annandale
Appalachia
Apple Mountain Lake
Appomattox
Appomattox County
Aquia Harbour
Arlington
Arlington County
Ashburn
Ashland
Atkins
Augusta County
Baileys Crossroads
Bassett
Basye
Bath County
Bealeton
Bedford
Bedford County
Belle Haven
Bellwood
Belmont
Belmont Estates
Bensley
Berryville
Big Stone Gap
Blacksburg
Blackstone
Bland
Bland County
Blue Ridge
Bluefield
Bon Air
Boswell's Corner
Botetourt County
Bowling Green
Boydton
Bracey
Brambleton
Brandermill
Bridgewater
Brightwood
Bristol
Broadlands
Broadway
Brookneal
Brunswick County
Buchanan
Buchanan County
Buckhall
Buckingham
Buckingham County
Buena Vista
Bull Run
Bull Run Mountain Estates
Burke
Campbell County
Cana
Cape Charles
Captains Cove
Caroline County
Carroll County
Carrollton
Castlewood
Cave Spring
Cedar Bluff
Central Garage
Centreville
Chamberlayne
Chantilly
Charles City
Charles City County
Charlotte County
Charlotte Court House
Charlottesville
Chase City
Chatham
Chatmoss
Cherry Hill
Chesapeake
Chester
Chesterfield County
Chesterfield Court House
Chilhowie
Chincoteague
Christiansburg
City of Alexandria
City of Bedford
City of Bristol
City of Buena Vista
City of Charlottesville
City of Chesapeake
City of Colonial Heights
City of Covington
City of Danville
City of Emporia
City of Fairfax
City of Falls Church
City of Franklin
City of Fredericksburg
City of Galax
City of Hampton
City of Harrisonburg
City of Hopewell
City of Lexington
City of Lynchburg
City of Manassas
City of Manassas Park
City of Martinsville
City of Newport News
City of Norfolk
City of Norton
City of Petersburg
City of Poquoson
City of Portsmouth
City of Radford
City of Richmond
City of Roanoke
City of Salem
City of Staunton
City of Suffolk
City of Virginia Beach
City of Waynesboro
City of Williamsburg
City of Winchester
Clarke County
Clarksville
Claypool Hill
Clifton Forge
Clintwood
Cloverdale
Coeburn
Collinsville
Colonial Beach
Colonial Heights
Concord
Countryside
Courtland
Covington
Craig County
Crewe
Crimora
Crozet
Culpeper
Culpeper County
Cumberland
Cumberland County
Dahlgren
Dale City
Daleville
Danville
Dayton
Deltaville
Dickenson County
Dinwiddie County
Dooms
Dranesville
Dryden
Dublin
Dulles Town Center
Dumbarton
Dumfries
Dunn Loring
East Hampton
East Highland Park
East Lexington
Eastville
Edinburg
Elkton
Emory
Emporia
Enon
Essex County
Ettrick
Exmore
Fairfax
Fairfax County
Fairfax Station
Fairlawn
Falls Church
Falmouth
Farmville
Fauquier County
Ferrum
Fincastle
Fishersville
Floris
Floyd
Floyd County
Fluvanna County
Forest
Fort Belvoir
Fort Hunt
Fort Lee
Franconia
Franklin
Franklin County
Frederick County
Fredericksburg
Front Royal
Gainesville
Galax
Gate City
Giles County
Glade Spring
Glasgow
Glen Allen
Gloucester County
Gloucester Courthouse
Gloucester Point
Goochland
Goochland County
Gordonsville
Grayson County
Great Falls
Greenbriar
Greene County
Greensville County
Gretna
Grottoes
Groveton
Grundy
Halifax
Halifax County
Hampden Sydney
Hampton
Hanover
Hanover County
Harrisonburg
Hayfield
Haymarket
Heathsville
Henrico County
Henry County
Henry Fork
Herndon
Highland County
Highland Springs
Hillsville
Hollins
Hollymead
Honaker
Hopewell
Horse Pasture
Huntington
Hurt
Hybla Valley
Idylwood
Independence
Independent Hill
Isle of Wight County
James City County
Jefferson
Jolivue
Jonesville
Kenbridge
Kilmarnock
King and Queen County
King and Queen Court House
King George
King George County
King William
King William County
Kings Park
Kings Park West
Lake Barcroft
Lake Monticello
Lake Ridge
Lakeside
Lancaster County
Laurel
Laurel Hill
Lawrenceville
Laymantown
Lebanon
Lee County
Leesburg
Lexington
Lincolnia
Linton Hall
Loch Lomond
Lorton
Loudoun County
Loudoun Valley Estates
Louisa
Louisa County
Lovettsville
Lovingston
Lowes Island
Lunenburg
Lunenburg County
Luray
Lynchburg
Lyndhurst
Madison
Madison County
Madison Heights
Manassas
Manassas Park
Mantua
Marion
Marshall
Martinsville
Massanetta Springs
Massanutten
Mathews
Mathews County
Matoaca
McLean
Meadowbrook
Mechanicsville
Mecklenburg County
Merrifield
Merrimac
Middlesex County
Middletown
Montclair
Monterey
Montgomery County
Montrose
Montross
Motley
Mount Hermon
Mount Jackson
Mount Vernon
Mountain Road
Narrows
Nellysford
Nelson County
New Baltimore
New Castle
New Kent
New Kent County
New Market
Newington
Newport News
Nokesville
Norfolk
North Shore
North Springfield
Northampton County
Northumberland County
Norton
Nottoway County
Oak Grove
Oak Hill
Oakton
Occoquan
Onancock
Orange
Orange County
Page County
Palmyra
Pannill Fork
Pantops
Passapatanzy
Patrick County
Patrick Springs
Pearisburg
Pembroke
Pennington Gap
Petersburg
Pimmit Hills
Pittsylvania County
Plum Creek
Poquoson
Portsmouth
Portsmouth Heights
Potomac Mills
Powhatan County
Prices Fork
Prince Edward County
Prince George
Prince George County
Prince William County
Pulaski
Pulaski County
Purcellville
Quantico Station
Radford
Rappahannock County
Raven
Ravensworth
Reston
Richlands
Richmond
Richmond County
Roanoke
Roanoke County
Rockbridge County
Rockingham County
Rocky Mount
Rose Hill
Rosslyn
Ruckersville
Rural Retreat
Rushmere
Russell County
Rustburg
Salem
Saltville
Saluda
Sandston
Scott County
Seven Corners
Shawnee Land
Shawsville
Shenandoah
Shenandoah County
Shenandoah Farms
Short Pump
Smithfield
Smyth County
South Boston
South Hill
South Riding
South Suffolk
Southampton County
Southern Gateway
Spotsylvania County
Spotsylvania Courthouse
Springfield
Springville
Stafford
Stafford County
Stanardsville
Stanley
Stanleytown
Staunton
Stephens City
Sterling
Strasburg
Stuart
Stuarts Draft
Sudley
Suffolk
Sugarland Run
Surry
Surry County
Sussex
Sussex County
Tappahannock
Tazewell
Tazewell County
Timberlake
Timberville
Triangle
Tuckahoe
Twin Lakes
Tysons Corner
Union Hall
University Center
Verona
Victoria
Vienna
Vinton
Virginia Beach
Warm Springs
Warren County
Warrenton
Warsaw
Washington
Washington County
Wattsville
Waverly
Waynesboro
Weber City
West Falls Church
West Gate
West Lynchburg
West Point
West Springfield
Westmoreland County
Weyers Cave
Williamsburg
Winchester
Windsor
Wise
Wise County
Wolf Trap
Woodbridge
Woodburn
Woodlake
Woodlawn
Woodstock
Wyndham
Wythe County
Wytheville
York County
Yorkshire
Yorktown