Get matched with 350+ programs for multifamily, investment, and owner-occupied properties.
Get your personalized solution to access cash, purchase, refinance, and build commercial real estate.
No impact to your credit score for a quote request.
Commercial Loan Direct (CLD) is a national commercial real estate correspondent and mortgage banking firm with access to more than 350 lending programs. CLD works with banks, institutional lenders, life companies, hedge funds, REITs, private lenders, Fannie Mae, Freddie Mac, SBA, USDA, and HUD/FHA.
What Clients Say About Us
Fernando and Leanne are amazing. I had many small businesses that need refinancing over the years. I have met many Brokers and there is always a catch. ALWAYS!… Use them! Once you do you will work with them forever
- Nirav Patel
If you searching for a great experience Commercial Loan Direct is the place. Leanne took care of me and honestly had the greatest experience. She handled all of my needs in a smooth and timely manner listened and addressed any concerns I had about the process and was very patient. I can be quite a handful at times and Leanne was so professional and kind hearted. I'd 100% recommend this company. Thank you again.
- Vincent Arias
We were in unfamiliar territory when it came to refinancing. Commercial Loan Direct streamlined the whole process for us. Leann connected us with lenders that were the right fit for us. The money and time we saved was so worth it. I highly recommend them
- Rita Pisarski
Multifamily properties include traditional apartments, age-restricted communities, student housing, affordable housing, cooperatives, and manufactured housing/mobile home parks. Loan options can include Fannie Mae, Freddie Mac, HUD/FHA, USDA, CMBS/Conduit, Conventional, and Insurance products, with bridge and construction options available by scenario.
Min. Loan Amount: $1,000,000
Max LTV: 80%
Term Length (Years): 3 - 30
Amortization (Years): 15 - 30
Rates 5.46% - 6.26%
Max LTV: 85%
Term Length (Years): 5 - 30
Amortization (Years): 30 - 30
Rates 5.76% - 9.23%
Min. Loan Amount: $3,000,000
Term Length (Years): 30 - 40
Amortization (Years): 30 - 40
Rates 4.64% - 8.75%
Min. Loan Amount: $2,000,000
Max LTV: 75%
Amortization (Years): 20 - 30
Rates 5.61% - 7.54%
Amortization (Years): 10 - 30
Rates 4.73% - 8.75%
Min. Loan Amount: $5,000,000
Rates 5.11% - 8.39%
Rates 6.00% - 8.75%
Term Length (Years): 3 - 15
Rates 5.50% - 8.75%
Term Length (Years): 1 - 3
Rates 5.75% - 12.75%
Max LTV: 83%
Term Length (Years): 35 - 40
Amortization (Years): 35 - 40
Investment commercial real estate can include office, retail, industrial/warehouse, self-storage, healthcare, hospitality, and mixed-use properties. Available financing solutions include Conventional, CMBS/Conduit, Insurance, Agency (FHA/HUD and USDA), plus bridge or construction structures where appropriate.
Term Length (Years): 5 - 10
Term Length (Years): 5 - 15
Owner-occupied commercial real estate financing supports business-use properties where the owner occupies at least 50% of the space. Common options include Conventional, Insurance, FHA/HUD, SBA, and USDA, plus construction financing on select opportunities.
Max LTV: 90%
Term Length (Years): 3 - 25
Rates 5.75% - 8.75%
Max LTV: 70%
Term Length (Years): 10 - 20
Amortization (Years): 20 - 25
Term Length (Years): 10 - 25
Amortization (Years): 10 - 25
Rates 5.67% - 5.87%
Agency, conventional, bridge, construction, and specialized options in one platform.
A streamlined online intake helps identify likely-fit programs quickly.
Support for multifamily and commercial assets across U.S. markets.
Loan scenarios designed around property type, occupancy, and business plan.
Your assigned Loan Specialist will work with you to understand the property you wish to purchase or refinance as well as your investment strategy.
Your transaction will be matched with the top loan programs that best fits your request. Your Loan Specialist will assist by explaining the features of the proposed loan option(s) and will provide you with a breakdown of the rates, terms, and fees.
You will work with your assigned Transaction Coordinator to send in the required items during the due diligence period. Third party reports are ordered and title and escrow are opened. Once all items on your pre-closing checklist have been received, the loan is closed and you receive your funds.
Get a free commercial loan quote. This process does not affect your credit score.
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