Get matched with 350+ programs for multifamily, investment, and owner-occupied properties.
No impact to your credit score for a quote request.
We combine broad lender access with practical deal structuring to help you close with terms aligned to your investment strategy and timeline. We will help you find a commercial loan right for you, negotiate lower rates, secure favorable terms, and stick with you until the loan closes. We get paid by the bank, our service is completely free for our borrowers.
Agency, conventional, bridge, construction, and specialized options in one platform.
A streamlined online intake helps identify likely-fit programs quickly.
Support for multifamily and commercial assets across U.S. markets.
Loan scenarios designed around property type, occupancy, and business plan.
Share property type, contact details, and loan size.
Review available financing paths and likely fit options.
We stick with you until the loan closes.
Commercial Loan Direct (CLD) is a national commercial real estate correspondent and mortgage banking firm with access to more than 350 lending programs. CLD works with banks, institutional lenders, life companies, hedge funds, REITs, private lenders, Fannie Mae, Freddie Mac, SBA, USDA, and HUD/FHA.
What Clients Say About Us
Fernando and Leanne are amazing. I had many small businesses that need refinancing over the years. I have met many Brokers and there is always a catch. ALWAYS!… Use them! Once you do you will work with them forever
- Nirav Patel
If you searching for a great experience Commercial Loan Direct is the place. Leanne took care of me and honestly had the greatest experience. She handled all of my needs in a smooth and timely manner listened and addressed any concerns I had about the process and was very patient. I can be quite a handful at times and Leanne was so professional and kind hearted. I'd 100% recommend this company. Thank you again.
- Vincent Arias
We were in unfamiliar territory when it came to refinancing. Commercial Loan Direct streamlined the whole process for us. Leann connected us with lenders that were the right fit for us. The money and time we saved was so worth it. I highly recommend them
- Rita Pisarski
Multifamily properties include traditional apartments, age-restricted communities, student housing, affordable housing, cooperatives, and manufactured housing/mobile home parks. Loan options can include Fannie Mae, Freddie Mac, HUD/FHA, USDA, CMBS/Conduit, Conventional, and Insurance products, with bridge and construction options available by scenario.
Min. Loan Amount: $1,000,000
Max LTV: 80%
Term Length (Years): 3 - 30
Amortization (Years): 15 - 30
Rates 5.46% - 6.26%
Max LTV: 85%
Term Length (Years): 5 - 30
Amortization (Years): 30 - 30
Rates 5.76% - 9.23%
Min. Loan Amount: $3,000,000
Term Length (Years): 30 - 40
Amortization (Years): 30 - 40
Rates 4.64% - 8.75%
Min. Loan Amount: $2,000,000
Max LTV: 75%
Amortization (Years): 20 - 30
Rates 5.61% - 7.54%
Amortization (Years): 10 - 30
Rates 4.73% - 8.75%
Min. Loan Amount: $5,000,000
Rates 5.11% - 8.39%
Rates 6.00% - 8.75%
Term Length (Years): 3 - 15
Rates 5.50% - 8.75%
Term Length (Years): 1 - 3
Rates 5.75% - 12.75%
Max LTV: 83%
Term Length (Years): 35 - 40
Amortization (Years): 35 - 40
Investment commercial real estate can include office, retail, industrial/warehouse, self-storage, healthcare, hospitality, and mixed-use properties. Available financing solutions include Conventional, CMBS/Conduit, Insurance, Agency (FHA/HUD and USDA), plus bridge or construction structures where appropriate.
Term Length (Years): 5 - 10
Term Length (Years): 5 - 15
Owner-occupied commercial real estate financing supports business-use properties where the owner occupies at least 50% of the space. Common options include Conventional, Insurance, FHA/HUD, SBA, and USDA, plus construction financing on select opportunities.
Max LTV: 90%
Term Length (Years): 3 - 25
Rates 5.75% - 8.75%
Max LTV: 70%
Term Length (Years): 10 - 20
Amortization (Years): 20 - 25
Term Length (Years): 10 - 25
Amortization (Years): 10 - 25
Rates 5.67% - 5.87%
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