Commercial Real Estate Financing in Colorado | CO Commercial Loan Rates

Commercial Loan Direct (CLD) provides commercial real estate loans in the state of Colorado. Current commercial loan rates in Colorado range from 5.38% to 14.5%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of CO. We also have a dedicated page for apartment loans in Colorado.

Colorado Commercial Loans

Colorado Commercial Loan Rates

Commercial Loan Types Average Colorado Rates LTV Loan Amount Occupancy
Conventional 5.87% - 10.00% 80% $1,000,000+ Investment + Owner Occupied
Conduit / CMBS 5.88% - 7.49% 75% $2,000,000+ Investment
Insurance 5.38% - 7.89% 75% $5,000,000+ Investment + Owner Occupied
FHA / HUD 5.37% - 6.22% 83.3% $5,000,000+ Investment
USDA 6.00% - 11.00% 85% $1,000,000+ Investment + Owner Occupied
Bridge 6.00% - 14.00% 80% $1,500,000+ Investment
Construction 9.50% - 14.50% 83.3% $1,000,000+ Investment
SBA 5.50% - 10.50% 85% - 90% $1,000,000+ Owner Occupied

Types of Commercial Loans in Colorado

Investment Property Mortgages

The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.

Owner Occupied Commercial Mortgages

Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.

Apply for a Commercial Loan in Colorado

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Locations Served in Colorado

We are proud to be serving the state of Colorado. Here are our commercial loan statistics for this state.

Colorado Cities and Towns Served

73

Colorado Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for CO below to help you understand what kind of market you are in. Simply click one of the options below to see the data for CO. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following Colorado cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Colorado economic reports to get a better understanding of your market.

  • Acres Green
  • Adams County
  • Air Force Academy
  • Akron
  • Alamosa
  • Alamosa County
  • Alamosa East
  • Applewood
  • Arapahoe County
  • Archuleta County
  • Aristocrat Ranchettes
  • Arvada
  • Aspen
  • Ault
  • Aurora
  • Avon
  • Baca County
  • Basalt
  • Battlement Mesa
  • Bayfield
  • Bennett
  • Bent County
  • Berkley
  • Berthoud
  • Black Forest
  • Boulder
  • Boulder County
  • Breckenridge
  • Brighton
  • Broomfield
  • Broomfield County
  • Brush
  • Buena Vista
  • Burlington
  • Byers
  • Campion
  • Cañon City
  • Carbondale
  • Carriage Club
  • Cascade-Chipita Park
  • Castle Pines
  • Castle Pines North
  • Castle Rock
  • Castlewood
  • Cedaredge
  • Centennial
  • Center
  • Central City
  • Chaffee County
  • Cherry Creek
  • Cherry Hills Village
  • Cheyenne County
  • Cheyenne Wells
  • Cimarron Hills
  • Clear Creek County
  • Clifton
  • Coal Creek
  • Colorado City
  • Colorado Springs
  • Columbine
  • Columbine Valley
  • Commerce City
  • Conejos
  • Conejos County
  • Cortez
  • Costilla County
  • Craig
  • Creede
  • Crested Butte
  • Cripple Creek
  • Crowley County
  • Custer County
  • Dacono
  • Del Norte
  • Delta
  • Delta County
  • Denver
  • Denver County
  • Derby
  • Dolores County
  • Douglas County
  • Dove Creek
  • Dove Valley
  • Durango
  • Eads
  • Eagle
  • Eagle County
  • Eaton
  • Edgewater
  • Edwards
  • El Jebel
  • El Paso County
  • Elbert County
  • Elizabeth
  • Ellicott
  • Englewood
  • Erie
  • Estes Park
  • Evans
  • Evergreen
  • Fairplay
  • Federal Heights
  • Firestone
  • Florence
  • Fort Carson
  • Fort Collins
  • Fort Lupton
  • Fort Morgan
  • Fountain
  • Fowler
  • Fraser
  • Frederick
  • Fremont County
  • Frisco
  • Fruita
  • Fruitvale
  • Garfield County
  • Genesee
  • Georgetown
  • Gilcrest
  • Gilpin County
  • Glendale
  • Gleneagle
  • Glenwood Springs
  • Golden
  • Granby
  • Grand County
  • Grand Junction
  • Greeley
  • Greenwood Village
  • Gunbarrel
  • Gunnison
  • Gunnison County
  • Gypsum
  • Hayden
  • Highlands Ranch
  • Hinsdale County
  • Holly Hills
  • Holyoke
  • Hot Sulphur Springs
  • Hudson
  • Huerfano County
  • Hugo
  • Idaho Springs
  • Indian Hills
  • Inverness
  • Jackson County
  • Jefferson County
  • Johnstown
  • Julesburg
  • Keenesburg
  • Ken Caryl
  • Kersey
  • Keystone
  • Kiowa
  • Kiowa County
  • Kit Carson County
  • Kittredge
  • Kremmling
  • La Junta
  • La Plata County
  • La Salle
  • Lafayette
  • Lake City
  • Lake County
  • Lakewood
  • Lamar
  • Laporte
  • Larimer County
  • Las Animas
  • Las Animas County
  • Leadville
  • Leadville North
  • Limon
  • Lincoln County
  • Lincoln Park
  • Littleton
  • Lochbuie
  • Logan County
  • Loma
  • Lone Tree
  • Longmont
  • Louisville
  • Loveland
  • Lyons
  • Mancos
  • Manitou Springs
  • Mead
  • Meeker
  • Meridian
  • Mesa County
  • Milliken
  • Mineral County
  • Minturn
  • Moffat County
  • Monte Vista
  • Montezuma County
  • Montrose
  • Montrose County
  • Monument
  • Morgan County
  • Mountain Village
  • Nederland
  • New Castle
  • Niwot
  • Northglenn
  • Olathe
  • Orchard City
  • Orchard Mesa
  • Ordway
  • Otero County
  • Ouray
  • Ouray County
  • Pagosa Springs
  • Palisade
  • Palmer Lake
  • Paonia
  • Parachute
  • Park County
  • Parker
  • Penrose
  • Perry Park
  • Phillips County
  • Pitkin County
  • Platteville
  • Ponderosa Park
  • Prowers County
  • Pueblo
  • Pueblo County
  • Pueblo West
  • Rangely
  • Redlands
  • Rifle
  • Rio Blanco County
  • Rio Grande County
  • Rocky Ford
  • Routt County
  • Roxborough Park
  • Saguache
  • Saguache County
  • Salida
  • San Juan County
  • San Luis
  • San Miguel County
  • Security-Widefield
  • Sedgwick County
  • Severance
  • Shaw Heights
  • Sheridan
  • Sherrelwood
  • Silt
  • Silverthorne
  • Silverton
  • Snowmass Village
  • Southglenn
  • Springfield
  • Steamboat Springs
  • Sterling
  • Stonegate
  • Strasburg
  • Stratmoor
  • Summit County
  • Superior
  • Teller County
  • Telluride
  • The Pinery
  • Thornton
  • Todd Creek
  • Towaoc
  • Trinidad
  • Twin Lakes
  • Upper Bear Creek
  • Vail
  • Walden
  • Walsenburg
  • Washington County
  • Welby
  • Weld County
  • Wellington
  • West Pleasant View
  • Westcliffe
  • Westminster
  • Wheat Ridge
  • Windsor
  • Woodland Park
  • Woodmoor
  • Wray
  • Yuma
  • Yuma County
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