Commercial Loan Direct (CLD) provides apartment loans in Indiana. Current apartment loan rates in Indiana range from 4.93% to 12.95%, depending on the loan program.
For more in-depth multifamily interest rates, please visit our Apartment Loan Rates page.
Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.
We are proud to be serving the state of Indiana. Here are our commercial loan statistics for this state.
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The 2026 environment in Indiana is defined by market stability and aggressive state-level support for the "missing middle." While coastal markets navigate volatility, Indiana’s "date the rate" mentality has led to a robust 1031-exchange wave, with the Indiana Housing and Community Development Authority (IHCDA) leading the charge in gap financing.
IHCDA remains the central pillar for multifamily capital, specifically through the 2026-2027 Qualified Allocation Plan (QAP) which introduced several key updates to project eligibility.
The "Indianapolis Momentum" remains a key theme for 2026, as the metro area outperforms national averages in sustained rent growth.
Current financing favors developers who can demonstrate high "readiness to proceed" and local community alignment.
Commercial loan direct provides services in the following Indiana cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Indiana economic reports to get a better understanding of your market.
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What Clients Say About Us
Fernando and Leanne are amazing. I had many small businesses that need refinancing over the years. I have met many Brokers and there is always a catch. ALWAYS!… Use them! Once you do you will work with them forever
- Nirav Patel
If you searching for a great experience Commercial Loan Direct is the place. Leanne took care of me and honestly had the greatest experience. She handled all of my needs in a smooth and timely manner listened and addressed any concerns I had about the process and was very patient. I can be quite a handful at times and Leanne was so professional and kind hearted. I'd 100% recommend this company. Thank you again.
- Vincent Arias
We were in unfamiliar territory when it came to refinancing. Commercial Loan Direct streamlined the whole process for us. Leann connected us with lenders that were the right fit for us. The money and time we saved was so worth it. I highly recommend them
- Rita Pisarski
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