Commercial Loan Direct (CLD) provides apartment loans in Maine. Current apartment loan rates in Maine range from 4.93% to 12.95%, depending on the loan program.
For more in-depth multifamily interest rates, please visit our Apartment Loan Rates page.
Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.
We are proud to be serving the state of Maine. Here are our commercial loan statistics for this state.
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Maine’s multifamily market is shaped by seasonal demand, a mix of small-balance properties in secondary cities, and lending that often prioritizes stability of income over aggressive rent-growth projections. For borrowers, the best execution usually comes down to three things: deal size, property condition, and how “financeable” the rent roll is (occupancy, collections, and lease quality).
In today’s environment, many lenders prefer moderate leverage and strong debt coverage. Stabilized deals usually get the best rates and longest terms, while transitional properties often need shorter maturities with extension options and an expectation of refinance after improvements.
The fastest path to strong terms is a lender-ready package: a clean rent roll, trailing financials, a clear capex plan (if any), and a tight story that matches the property’s current reality. If the deal has a value-add angle, be specific—scope, budget, timeline, and how the improvements translate into income.
Maine multifamily financing is typically strongest for stabilized properties with verifiable cash flow. Transitional deals can still get done, but they usually require the right loan product and a more detailed business plan. Align the lender type with the property’s reality—stabilized goes long-term, transitional goes bridge—and the process is faster, cleaner, and usually cheaper.
Commercial loan direct provides services in the following Maine cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Maine economic reports to get a better understanding of your market.
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What Clients Say About Us
Fernando and Leanne are amazing. I had many small businesses that need refinancing over the years. I have met many Brokers and there is always a catch. ALWAYS!… Use them! Once you do you will work with them forever
- Nirav Patel
If you searching for a great experience Commercial Loan Direct is the place. Leanne took care of me and honestly had the greatest experience. She handled all of my needs in a smooth and timely manner listened and addressed any concerns I had about the process and was very patient. I can be quite a handful at times and Leanne was so professional and kind hearted. I'd 100% recommend this company. Thank you again.
- Vincent Arias
We were in unfamiliar territory when it came to refinancing. Commercial Loan Direct streamlined the whole process for us. Leann connected us with lenders that were the right fit for us. The money and time we saved was so worth it. I highly recommend them
- Rita Pisarski
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