Commercial Loan Direct (CLD) provides apartment loans in Maryland. Current apartment loan rates in Maryland range from 4.83% to 12.85%, depending on the loan program.
For more in-depth multifamily interest rates, please visit our Apartment Loan Rates page.
Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.
We are proud to be serving the state of Maryland. Here are our commercial loan statistics for this state.
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Maryland’s multifamily market is shaped by a blend of high-cost submarkets, institutional demand pockets, and a strong presence of regulatory and policy considerations that can influence underwriting. Lenders often focus on income stability, expense reality, and location resilience, especially in areas where taxes, insurance, and compliance requirements can materially impact net operating income.
Maryland multifamily execution often hinges on whether the asset is stabilized or transitional. Stabilized assets with solid financials typically get better pricing and longer terms, while transitional deals often require shorter maturities with extension options and a clear takeout strategy.
To maximize lender options in Maryland, you want a package that proves income durability and removes underwriting surprises. If the asset is value-add, the plan must be specific: scope, budget, timeline, and how improvements translate into verifiable rent premiums or occupancy gains.
Maryland multifamily financing is strongest for stabilized assets with clean financials and realistic expense assumptions, with agencies and banks often providing the best execution. Transitional deals are financeable, but typically require bridge-style structures and a credible path to stabilization and refinance. Align the lender type with the property’s true condition and performance, and you’ll usually get faster approvals and better terms.
Commercial loan direct provides services in the following Maryland cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Maryland economic reports to get a better understanding of your market.
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What Clients Say About Us
Fernando and Leanne are amazing. I had many small businesses that need refinancing over the years. I have met many Brokers and there is always a catch. ALWAYS!… Use them! Once you do you will work with them forever
- Nirav Patel
If you searching for a great experience Commercial Loan Direct is the place. Leanne took care of me and honestly had the greatest experience. She handled all of my needs in a smooth and timely manner listened and addressed any concerns I had about the process and was very patient. I can be quite a handful at times and Leanne was so professional and kind hearted. I'd 100% recommend this company. Thank you again.
- Vincent Arias
We were in unfamiliar territory when it came to refinancing. Commercial Loan Direct streamlined the whole process for us. Leann connected us with lenders that were the right fit for us. The money and time we saved was so worth it. I highly recommend them
- Rita Pisarski
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