Commercial Loan Direct (CLD) provides apartment loans in Missouri. Current apartment loan rates in Missouri range from 4.93% to 12.95%, depending on the loan program.
For more in-depth multifamily interest rates, please visit our Apartment Loan Rates page.
Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.
We are proud to be serving the state of Missouri. Here are our commercial loan statistics for this state.
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Missouri’s multifamily lending environment is shaped by a mix of major metros (especially Kansas City and St. Louis), strong workforce housing demand, and a broad spread of secondary markets (Springfield, Columbia, Jefferson City, and others). Lenders typically price and structure loans based on submarket liquidity, property condition, and whether the deal is stabilized or value-add.
Underwriting in Missouri often distinguishes between core metro submarkets with deeper transaction volume and secondary/tertiary markets where lender caution can increase. Lenders also pay close attention to rent growth realism, employment drivers, and asset-level operating history.
A well-prepared package can significantly improve execution and timeline. Lenders generally want clear support for cash flow, collateral condition, and sponsor capacity.
Missouri can offer attractive pricing and yield opportunities, but loan terms vary widely depending on location, asset class, and execution risk. The best outcomes usually come when the loan structure matches the property’s current state and the business plan is supported by realistic assumptions.
Commercial loan direct provides services in the following Missouri cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Missouri economic reports to get a better understanding of your market.
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What Clients Say About Us
Fernando and Leanne are amazing. I had many small businesses that need refinancing over the years. I have met many Brokers and there is always a catch. ALWAYS!… Use them! Once you do you will work with them forever
- Nirav Patel
If you searching for a great experience Commercial Loan Direct is the place. Leanne took care of me and honestly had the greatest experience. She handled all of my needs in a smooth and timely manner listened and addressed any concerns I had about the process and was very patient. I can be quite a handful at times and Leanne was so professional and kind hearted. I'd 100% recommend this company. Thank you again.
- Vincent Arias
We were in unfamiliar territory when it came to refinancing. Commercial Loan Direct streamlined the whole process for us. Leann connected us with lenders that were the right fit for us. The money and time we saved was so worth it. I highly recommend them
- Rita Pisarski
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