Commercial Loan Direct (CLD) provides apartment loans in New Jersey. Current apartment loan rates in New Jersey range from 4.73% to 12.75%, depending on the loan program.
For more in-depth multifamily interest rates, please visit our Apartment Loan Rates page.
Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.
We are proud to be serving the state of New Jersey. Here are our commercial loan statistics for this state.
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New Jersey is a highly active multifamily lending market driven by strong population density, limited housing supply, and demand tied to New York City and Philadelphia commuter corridors. Lenders view many parts of the state as institutionally attractive, but underwriting remains sensitive to property taxes, operating costs, rent regulations, and submarket performance.
Lenders in New Jersey focus heavily on expense stability, rent growth limitations, and submarket liquidity. Because operating costs can be high, particularly property taxes and insurance, underwriting often stresses conservative expense and income assumptions.
A detailed and well-supported loan package is essential in New Jersey, where lenders carefully evaluate both property performance and borrower strength.
New Jersey offers strong long-term multifamily fundamentals due to housing constraints and proximity to major employment centers, but lenders remain cautious about operating cost volatility and regulatory risk. Borrowers who present conservative assumptions and strong financial capacity typically achieve the best execution.
Commercial loan direct provides services in the following New Jersey cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided New Jersey economic reports to get a better understanding of your market.
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What Clients Say About Us
Fernando and Leanne are amazing. I had many small businesses that need refinancing over the years. I have met many Brokers and there is always a catch. ALWAYS!… Use them! Once you do you will work with them forever
- Nirav Patel
If you searching for a great experience Commercial Loan Direct is the place. Leanne took care of me and honestly had the greatest experience. She handled all of my needs in a smooth and timely manner listened and addressed any concerns I had about the process and was very patient. I can be quite a handful at times and Leanne was so professional and kind hearted. I'd 100% recommend this company. Thank you again.
- Vincent Arias
We were in unfamiliar territory when it came to refinancing. Commercial Loan Direct streamlined the whole process for us. Leann connected us with lenders that were the right fit for us. The money and time we saved was so worth it. I highly recommend them
- Rita Pisarski
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