Commercial Loan Direct (CLD) provides apartment loans in West Virginia. Current apartment loan rates in West Virginia range from 4.93% to 12.95%, depending on the loan program.
For more in-depth multifamily interest rates, please visit our Apartment Loan Rates page.
Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.
We are proud to be serving the state of West Virginia. Here are our commercial loan statistics for this state.
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Multifamily financing in West Virginia is available for residential properties with five or more units and is primarily underwritten based on the property’s net operating income (NOI) and financial stability. Lenders evaluate debt service coverage ratio (DSCR), occupancy history, rent performance, borrower experience, and the long-term strength of the local market.
West Virginia’s multifamily market is centered around regional hubs such as Charleston, Huntington, and Morgantown. Demand is often supported by healthcare, education, and government employment, including major universities and medical centers. Because many markets are smaller and population growth is limited, lenders typically take a conservative underwriting approach, placing strong emphasis on occupancy history, realistic rent projections, and the long-term stability of local economic drivers.
Commercial loan direct provides services in the following West Virginia cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided West Virginia economic reports to get a better understanding of your market.
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What Clients Say About Us
Fernando and Leanne are amazing. I had many small businesses that need refinancing over the years. I have met many Brokers and there is always a catch. ALWAYS!… Use them! Once you do you will work with them forever
- Nirav Patel
If you searching for a great experience Commercial Loan Direct is the place. Leanne took care of me and honestly had the greatest experience. She handled all of my needs in a smooth and timely manner listened and addressed any concerns I had about the process and was very patient. I can be quite a handful at times and Leanne was so professional and kind hearted. I'd 100% recommend this company. Thank you again.
- Vincent Arias
We were in unfamiliar territory when it came to refinancing. Commercial Loan Direct streamlined the whole process for us. Leann connected us with lenders that were the right fit for us. The money and time we saved was so worth it. I highly recommend them
- Rita Pisarski
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