Commercial Loan Direct (CLD) provides apartment loans in Texas. Current apartment loan rates in Texas range from 4.73% to 12.75%, depending on the loan program.
For more in-depth multifamily interest rates, please visit our Apartment Loan Rates page.
Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.
We are proud to be serving the state of Texas. Here are our commercial loan statistics for this state.
251
Texas is one of the most active multifamily markets in the country, driven by strong population growth, business expansion, and economic diversity across major metros such as Dallas–Fort Worth, Houston, Austin, and San Antonio. While demand remains strong, lenders are closely monitoring new supply levels, rent growth trends, and market absorption when structuring multifamily loans.
Despite strong long-term fundamentals, lenders in Texas are focused on supply risk, rent stability, and realistic projections. Markets with heavy new development pipelines may face tighter underwriting, lower leverage, or higher debt service coverage requirements.
A comprehensive and well-supported loan package helps lenders evaluate both the property and sponsorship, improving execution speed and loan terms.
Texas offers strong long-term multifamily fundamentals due to continued migration and job growth, but lenders are balancing this outlook with caution in markets experiencing heavy new supply. Properties with solid historical performance and conservative business plans tend to secure the best financing terms.
Commercial loan direct provides services in the following Texas cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Texas economic reports to get a better understanding of your market.
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What Clients Say About Us
Fernando and Leanne are amazing. I had many small businesses that need refinancing over the years. I have met many Brokers and there is always a catch. ALWAYS!… Use them! Once you do you will work with them forever
- Nirav Patel
If you searching for a great experience Commercial Loan Direct is the place. Leanne took care of me and honestly had the greatest experience. She handled all of my needs in a smooth and timely manner listened and addressed any concerns I had about the process and was very patient. I can be quite a handful at times and Leanne was so professional and kind hearted. I'd 100% recommend this company. Thank you again.
- Vincent Arias
We were in unfamiliar territory when it came to refinancing. Commercial Loan Direct streamlined the whole process for us. Leann connected us with lenders that were the right fit for us. The money and time we saved was so worth it. I highly recommend them
- Rita Pisarski
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