Commercial Real Estate Financing in Indiana | IN Commercial Loan Rates

Commercial Loan Direct (CLD) provides commercial real estate loans in the state of Indiana. Current commercial loan rates in Indiana range from 5.58% to 14.7%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of IN. We also have a dedicated page for apartment loans in Indiana.

Indiana Commercial Loans

Indiana Commercial Loan Rates

Commercial Loan Types Average Indiana Rates LTV Loan Amount Occupancy
Conventional 6.07% - 10.20% 80% $1,000,000+ Investment + Owner Occupied
Conduit / CMBS 6.08% - 7.69% 75% $2,000,000+ Investment
Insurance 5.58% - 8.09% 75% $5,000,000+ Investment + Owner Occupied
FHA / HUD 5.57% - 6.42% 83.3% $5,000,000+ Investment
USDA 6.20% - 11.20% 85% $1,000,000+ Investment + Owner Occupied
Bridge 6.20% - 14.20% 80% $1,500,000+ Investment
Construction 9.70% - 14.70% 83.3% $1,000,000+ Investment
SBA 5.70% - 10.70% 85% - 90% $1,000,000+ Owner Occupied

Types of Commercial Loans in Indiana

Investment Property Mortgages

The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.

Owner Occupied Commercial Mortgages

Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.

Apply for a Commercial Loan in Indiana

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Locations Served in Indiana

We are proud to be serving the state of Indiana. Here are our commercial loan statistics for this state.

Indiana Cities and Towns Served

64

Indiana Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for IN below to help you understand what kind of market you are in. Simply click one of the options below to see the data for IN. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following Indiana cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Indiana economic reports to get a better understanding of your market.

  • Aberdeen
  • Adams County
  • Akron
  • Albany
  • Albion
  • Alexandria
  • Allen County
  • Anderson
  • Andrews
  • Angola
  • Arcadia
  • Argos
  • Attica
  • Auburn
  • Aurora
  • Austin
  • Avilla
  • Avon
  • Bargersville
  • Bartholomew County
  • Bass Lake
  • Batesville
  • Battle Ground
  • Bedford
  • Beech Grove
  • Benton County
  • Berne
  • Bicknell
  • Blackford County
  • Bloomfield
  • Bloomington
  • Bluffton
  • Boone County
  • Boonville
  • Bourbon
  • Brazil
  • Bremen
  • Bright
  • Bristol
  • Broad Ripple
  • Brooklyn
  • Brookston
  • Brookville
  • Brown County
  • Brownsburg
  • Brownstown
  • Burns Harbor
  • Butler
  • Cambridge City
  • Cannelton
  • Carmel
  • Carroll County
  • Cass County
  • Cayuga
  • Cedar Lake
  • Centerville
  • Chandler
  • Charlestown
  • Chesterfield
  • Chesterton
  • Churubusco
  • Cicero
  • Clark County
  • Clarksville
  • Clay County
  • Clermont
  • Clinton
  • Clinton County
  • Cloverdale
  • Columbia City
  • Columbus
  • Connersville
  • Converse
  • Cordry Sweetwater Lakes
  • Corydon
  • Country Squire Lakes
  • Covington
  • Crawford County
  • Crawfordsville
  • Crothersville
  • Crown Point
  • Culver
  • Cumberland
  • Dale
  • Daleville
  • Danville
  • Darmstadt
  • Daviess County
  • Dayton
  • Dearborn County
  • Decatur
  • Decatur County
  • DeKalb County
  • Delaware County
  • Delphi
  • DeMotte
  • Dillsboro
  • Dubois County
  • Dunkirk
  • Dunlap
  • Dyer
  • East Chicago
  • Eaton
  • Edgewood
  • Edinburgh
  • Elkhart
  • Elkhart County
  • Ellettsville
  • Elwood
  • English
  • Evansville
  • Fairfield Heights
  • Fairmount
  • Fairview Park
  • Farmersburg
  • Farmland
  • Fayette County
  • Ferdinand
  • Fish Lake
  • Fishers
  • Flora
  • Floyd County
  • Fort Branch
  • Fort Wayne
  • Fortville
  • Fountain County
  • Fowler
  • Frankfort
  • Franklin
  • Franklin County
  • Frankton
  • Fremont
  • French Lick
  • Fulton County
  • Galena
  • Galveston
  • Garrett
  • Gary
  • Gas City
  • Geneva
  • Georgetown
  • Gibson County
  • Goodland
  • Goshen
  • Grabill
  • Granger
  • Grant County
  • Greencastle
  • Greendale
  • Greene County
  • Greenfield
  • Greensburg
  • Greentown
  • Greenwood
  • Griffith
  • Grissom Air Force Base
  • Gulivoire Park
  • Hagerstown
  • Hamilton
  • Hamilton County
  • Hammond
  • Hancock County
  • Hanover
  • Harlan
  • Harrison County
  • Hartford City
  • Haubstadt
  • Hebron
  • Hendricks County
  • Henry County
  • Henryville
  • Heritage Lake
  • Hidden Valley
  • Highland
  • Hobart
  • Hope
  • Howard County
  • Hudson Lake
  • Huntertown
  • Huntingburg
  • Huntington
  • Huntington County
  • Indian Heights
  • Indianapolis
  • Ingalls
  • Jackson County
  • Jasonville
  • Jasper
  • Jasper County
  • Jay County
  • Jefferson County
  • Jeffersonville
  • Jennings County
  • Johnson County
  • Jonesboro
  • Kendallville
  • Kentland
  • Kingsford Heights
  • Knightstown
  • Knox
  • Knox County
  • Kokomo
  • Koontz Lake
  • Kosciusko County
  • Kouts
  • La Porte
  • Lafayette
  • Lagrange
  • LaGrange County
  • Lake County
  • Lake Dalecarlia
  • Lake Station
  • Lakes of the Four Seasons
  • Lapel
  • LaPorte
  • LaPorte County
  • Lawrence
  • Lawrence County
  • Lawrenceburg
  • Lebanon
  • Leo-Cedarville
  • Liberty
  • Ligonier
  • Linton
  • Logansport
  • Long Beach
  • Loogootee
  • Lowell
  • Lynn
  • Madison
  • Madison County
  • Marion
  • Marion County
  • Markle
  • Marshall County
  • Martin County
  • Martinsville
  • McCordsville
  • Melody Hill
  • Meridian Hills
  • Merrillville
  • Miami County
  • Michigan City
  • Middlebury
  • Middletown
  • Milan
  • Milford
  • Mishawaka
  • Mitchell
  • Monon
  • Monroe County
  • Monroeville
  • Monrovia
  • Montgomery County
  • Monticello
  • Montpelier
  • Mooresville
  • Morgan County
  • Morocco
  • Morristown
  • Mount Vernon
  • Mulberry
  • Muncie
  • Munster
  • Nappanee
  • Nashville
  • New Albany
  • New Carlisle
  • New Castle
  • New Chicago
  • New Haven
  • New Palestine
  • New Paris
  • New Pekin
  • New Whiteland
  • Newburgh
  • Newport
  • Newton County
  • Noble County
  • Noblesville
  • North Judson
  • North Liberty
  • North Madison
  • North Manchester
  • North Terre Haute
  • North Vernon
  • North Webster
  • Notre Dame
  • Oak Park
  • Oakland City
  • Odon
  • Ogden Dunes
  • Ohio County
  • Oolitic
  • Orange County
  • Orleans
  • Osceola
  • Osgood
  • Ossian
  • Otterbein
  • Owen County
  • Owensville
  • Oxford
  • Paoli
  • Parke County
  • Parker City
  • Pendleton
  • Perry County
  • Peru
  • Petersburg
  • Pierceton
  • Pike County
  • Pittsboro
  • Plainfield
  • Plymouth
  • Portage
  • Porter
  • Porter County
  • Portland
  • Posey County
  • Poseyville
  • Princes Lakes
  • Princeton
  • Pulaski County
  • Putnam County
  • Randolph County
  • Redkey
  • Remington
  • Rensselaer
  • Richmond
  • Ripley County
  • Rising Sun
  • Roanoke
  • Rochester
  • Rockport
  • Rockville
  • Rome City
  • Roselawn
  • Rossville
  • Rush County
  • Rushville
  • Russiaville
  • Saint John
  • Saint Joseph County
  • Saint Paul
  • Salem
  • Santa Claus
  • Schererville
  • Scott County
  • Scottsburg
  • Seelyville
  • Sellersburg
  • Seymour
  • Shadeland
  • Shelburn
  • Shelby County
  • Shelbyville
  • Sheridan
  • Shoals
  • Shorewood Forest
  • Simonton Lake
  • Smithville-Sanders
  • South Bend
  • South Haven
  • South Whitley
  • Southport
  • Speedway
  • Spencer
  • Spencer County
  • Starke County
  • Steuben County
  • Sullivan
  • Sullivan County
  • Sunman
  • Sweetser
  • Switzerland County
  • Syracuse
  • Tell City
  • Terre Haute
  • Thorntown
  • Tippecanoe County
  • Tipton
  • Tipton County
  • Topeka
  • Trafalgar
  • Trail Creek
  • Tri-Lakes
  • Union City
  • Union County
  • Upland
  • Valparaiso
  • Vanderburgh County
  • Veedersburg
  • Vermillion County
  • Versailles
  • Vevay
  • Vigo County
  • Vincennes
  • Wabash
  • Wabash County
  • Wakarusa
  • Walkerton
  • Walton
  • Wanatah
  • Warren
  • Warren County
  • Warren Park
  • Warrick County
  • Warsaw
  • Washington
  • Washington County
  • Waterloo
  • Wayne County
  • Wells County
  • West Lafayette
  • West Terre Haute
  • Westfield
  • Westport
  • Westville
  • White County
  • Whiteland
  • Whitestown
  • Whiting
  • Whitley County
  • Williamsport
  • Winamac
  • Winchester
  • Winfield
  • Winona Lake
  • Wolcottville
  • Woodburn
  • Worthington
  • Yorktown
  • Zionsville

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