Multifamily & Apartment Financing in Florida

Commercial Loan Direct (CLD) provides apartment loans in Florida. Current apartment loan rates in Florida range from 5.38% to 14.5%, depending on the loan program. CLD originates multifamily mortgages for its parent company CLD Financial. CLD offers competitive pricing, professional mortgage specialists, and quick execution on multifamily mortgages. Our firm is currently offering the following lending products for multifamily mortgages: Conventional, FHA, Freddie Mac, Fannie Mae, Conduit, Conventional, and hedge funds. We also provide other types of commercial loans in Florida.

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Florida Multifamily Loan Rates & Information

Multifamily Loan Types Average Florida Rates LTV Loan Amount
Fannie Mae (FNMA) -0.07% - N/A 80% $750,000+
Freddie Mac (FHLMC) 5.00% - 5.33% 80% $1,000,000+
FHA / HUD 5.37% - 6.22% 83.3% $5,000,000+
Conduit / CMBS 5.88% - 7.49% 75% $2,000,000+
Insurance 5.38% - 7.89% 75% $5,000,000+
USDA 6.00% - 11.00% 85% $1,000,000+
Bridge 6.00% - 14.00% 80% $1,500,000+
Construction 9.50% - 14.50% 83.3% $1,000,000+
Conventional 5.87% - 10.00% 80% $1,000,000+

Apply for an Apartment Loan in Florida

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Locations Served in FL

We are proud to be serving the state of Florida. Here are our commercial loan statistics for this state.

Florida Cities and Towns Served

207

Florida Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for FL below to help you understand what kind of market you are in. Simply click one of the options below to see the data for your state. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following Florida cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Florida economic reports to get a better understanding of your market.

  • Aberdeen
  • Alachua
  • Alachua County
  • Alafaya
  • Allapattah
  • Altamonte Springs
  • Alturas
  • Alva
  • Andover
  • Anna Maria
  • Apalachicola
  • Apollo Beach
  • Apopka
  • Arcadia
  • Archer
  • Asbury Lake
  • Astatula
  • Astor
  • Atlantic Beach
  • Atlantis
  • Auburndale
  • Aventura
  • Avon Park
  • Azalea Park
  • Babson Park
  • Bagdad
  • Baker County
  • Bal Harbour
  • Baldwin
  • Balm
  • Bartow
  • Bay County
  • Bay Harbor Islands
  • Bay Hill
  • Bay Pines
  • Bayonet Point
  • Bayshore Gardens
  • Beacon Square
  • Bee Ridge
  • Bellair-Meadowbrook Terrace
  • Belle Glade
  • Belle Glade Camp
  • Belle Isle
  • Belleair
  • Belleair Beach
  • Belleair Bluffs
  • Belleview
  • Bellview
  • Beverly Hills
  • Big Coppitt Key
  • Big Pine Key
  • Biscayne Park
  • Bithlo
  • Black Diamond
  • Bloomingdale
  • Blountstown
  • Boca Del Mar
  • Boca Pointe
  • Boca Raton
  • Bokeelia
  • Bonifay
  • Bonita Springs
  • Boulevard Gardens
  • Bowling Green
  • Boyette
  • Boynton Beach
  • Bradenton
  • Bradenton Beach
  • Bradford County
  • Brandon
  • Brent
  • Brevard County
  • Bristol
  • Broadview Park
  • Bronson
  • Brookridge
  • Brooksville
  • Broward County
  • Broward Estates
  • Brownsville
  • Buckhead Ridge
  • Buckingham
  • Buenaventura Lakes
  • Bunche Park
  • Bunnell
  • Burnt Store Marina
  • Bushnell
  • Butler Beach
  • Calhoun County
  • Callahan
  • Callaway
  • Campbell
  • Cantonment
  • Cape Canaveral
  • Cape Coral
  • Carol City
  • Carrabelle
  • Carrollwood
  • Carrollwood Village
  • Carver Ranches
  • Casselberry
  • Cedar Grove
  • Celebration
  • Center Hill
  • Century
  • Charlotte County
  • Charlotte Harbor
  • Charlotte Park
  • Chattahoochee
  • Cheval
  • Chiefland
  • Chipley
  • Christmas
  • Chuluota
  • Citra
  • Citrus County
  • Citrus Hills
  • Citrus Park
  • Citrus Ridge
  • Citrus Springs
  • Clarcona
  • Clay County
  • Clearwater
  • Clermont
  • Cleveland
  • Clewiston
  • Cocoa
  • Cocoa Beach
  • Cocoa West
  • Coconut Creek
  • Coconut Grove
  • Collier County
  • Columbia County
  • Combee Settlement
  • Connerton
  • Conway
  • Cooper City
  • Coral Gables
  • Coral Springs
  • Coral Terrace
  • Cortez
  • Country Club
  • Country Walk
  • Crawfordville
  • Crescent City
  • Crestview
  • Crooked Lake Park
  • Cross City
  • Crystal Lake
  • Crystal River
  • Crystal Springs
  • Cudjoe Key
  • Cutler
  • Cutler Bay
  • Cutler Ridge
  • Cypress Gardens
  • Cypress Lake
  • Cypress Quarters
  • Dade City
  • Dade City North
  • Dania Beach
  • Davenport
  • Davie
  • Daytona Beach
  • Daytona Beach Shores
  • De Land Southwest
  • De Leon Springs
  • DeBary
  • Deerfield Beach
  • DeFuniak Springs
  • DeLand
  • Delray Beach
  • Deltona
  • DeSoto County
  • Desoto Lakes
  • Destin
  • Dixie County
  • Doctor Phillips
  • Doral
  • Dover
  • Dundee
  • Dunedin
  • Dunnellon
  • Duval County
  • Eagle Lake
  • East Bronson
  • East Lake
  • East Lake-Orient Park
  • East Milton
  • East Naples
  • East Palatka
  • East Pensacola Heights
  • East Perrine
  • Eastpoint
  • Eatonville
  • Edgewater
  • Edgewood
  • Eglin Air Force Base
  • Eglin Village
  • Egypt Lake-Leto
  • El Portal
  • Elfers
  • Ellenton
  • Englewood
  • Ensley
  • Escambia County
  • Estero
  • Eustis
  • Fairview Shores
  • Feather Sound
  • Fellsmere
  • Fern Park
  • Fernandina Beach
  • Ferry Pass
  • Fish Hawk
  • Five Points
  • Flagami
  • Flagler Beach
  • Flagler County
  • Flagler Estates
  • Fleming Island
  • Floral City
  • Florida City
  • Florida Ridge
  • Forest City
  • Fort Lauderdale
  • Fort Meade
  • Fort Myers
  • Fort Myers Beach
  • Fort Myers Shores
  • Fort Pierce
  • Fort Pierce North
  • Fort Pierce South
  • Fort Walton Beach
  • Fountainebleau
  • Four Corners
  • Franklin County
  • Freeport
  • Frostproof
  • Fruit Cove
  • Fruitland Park
  • Fruitville
  • Fuller Heights
  • Fussels Corner
  • Gadsden County
  • Gainesville
  • Gandy
  • Gateway
  • Geneva
  • Gibsonia
  • Gibsonton
  • Gifford
  • Gilchrist County
  • Glades County
  • Gladeview
  • Glencoe
  • Glenvar Heights
  • Golden Gate
  • Golden Glades
  • Goldenrod
  • Gonzalez
  • Gotha
  • Goulding
  • Goulds
  • Graceville
  • Grant-Valkaria
  • Greater Northdale
  • Green Cove Springs
  • Greenacres City
  • Greenbriar
  • Gretna
  • Grove City
  • Groveland
  • Gulf Breeze
  • Gulf County
  • Gulf Gate Estates
  • Gulfport
  • Haines City
  • Hallandale Beach
  • Hamilton County
  • Harbor Bluffs
  • Harbour Heights
  • Hardee County
  • Harlem
  • Harlem Heights
  • Havana
  • Haverhill
  • Hawthorne
  • Heathrow
  • Hendry County
  • Heritage Pines
  • Hernando
  • Hernando Beach
  • Hernando County
  • Hialeah
  • Hialeah Gardens
  • High Point
  • High Springs
  • Highland Beach
  • Highland City
  • Highlands County
  • Hiland Park
  • Hill 'n Dale
  • Hilliard
  • Hillsboro Beach
  • Hillsborough County
  • Hobe Sound
  • Holden Heights
  • Holiday
  • Holley
  • Holly Hill
  • Hollywood
  • Holmes Beach
  • Holmes County
  • Homestead
  • Homosassa
  • Homosassa Springs
  • Horizon West
  • Howey-in-the-Hills
  • Hudson
  • Hunters Creek
  • Hutchinson Island South
  • Hypoluxo
  • Immokalee
  • Indialantic
  • Indian Harbour Beach
  • Indian River County
  • Indian River Estates
  • Indian River Shores
  • Indian Rocks Beach
  • Indian Shores
  • Indiantown
  • Inglis
  • Interlachen
  • Inverness
  • Inverness Highlands North
  • Inverness Highlands South
  • Inwood
  • Iona
  • Islamorada
  • Island Walk
  • Isle of Normandy
  • Ives Estates
  • Jackson County
  • Jacksonville
  • Jacksonville Beach
  • Jan-Phyl Village
  • Jasmine Estates
  • Jasper
  • Jefferson County
  • Jensen Beach
  • June Park
  • Juno Beach
  • Jupiter
  • Kathleen
  • Kendale Lakes
  • Kendall
  • Kendall Green
  • Kendall West
  • Kenneth City
  • Kensington Park
  • Key Biscayne
  • Key Largo
  • Key Vista
  • Key West
  • Keystone
  • Keystone Heights
  • Kings Point
  • Kissimmee
  • LaBelle
  • Lacoochee
  • Lady Lake
  • Lafayette County
  • Laguna Beach
  • Lake Alfred
  • Lake Belvedere Estates
  • Lake Butler
  • Lake City
  • Lake Clarke Shores
  • Lake County
  • Lake Forest
  • Lake Hamilton
  • Lake Helen
  • Lake Lorraine
  • Lake Lucerne
  • Lake Mack-Forest Hills
  • Lake Magdalene
  • Lake Mary
  • Lake Panasoffkee
  • Lake Park
  • Lake Placid
  • Lake Sarasota
  • Lake Wales
  • Lake Worth
  • Lake Worth Corridor
  • Lakeland
  • Lakeland Highlands
  • Lakes by the Bay
  • Lakeside
  • Lakewood Park
  • Land O' Lakes
  • Lantana
  • Largo
  • Lauderdale Lakes
  • Lauderdale-by-the-Sea
  • Lauderhill
  • Laurel
  • Lealman
  • Lecanto
  • Lee County
  • Leesburg
  • Lehigh Acres
  • Leisure City
  • Lely
  • Lely Resort
  • Leon County
  • Levy County
  • Liberty County
  • Lighthouse Point
  • Limestone Creek
  • Live Oak
  • Lochmoor Waterway Estates
  • Lockhart
  • Longboat Key
  • Longwood
  • Loughman
  • Lower Grand Lagoon
  • Loxahatchee Groves
  • Lutz
  • Lynn Haven
  • Macclenny
  • Madeira Beach
  • Madison
  • Madison County
  • Maitland
  • Malabar
  • Malone
  • Manasota Key
  • Manatee County
  • Manatee Road
  • Mango
  • Mangonia Park
  • Marathon
  • Marco
  • Marco Island
  • Margate
  • Marianna
  • Marion County
  • Martin County
  • Mary Esther
  • Masaryktown
  • Mascotte
  • Mayo
  • McGregor
  • Meadow Oaks
  • Meadow Woods
  • Medulla
  • Melbourne
  • Melbourne Beach
  • Melrose Park
  • Memphis
  • Merritt Island
  • Mexico Beach
  • Miami
  • Miami Beach
  • Miami Gardens
  • Miami Lakes
  • Miami Shores
  • Miami Springs
  • Miami-Dade County
  • Micco
  • Middleburg
  • Midway
  • Milton
  • Mims
  • Minneola
  • Miramar
  • Miramar Beach
  • Molino
  • Monroe County
  • Monticello
  • Montverde
  • Moore Haven
  • Mount Dora
  • Mount Plymouth
  • Mulberry
  • Myrtle Grove
  • Naples
  • Naples Manor
  • Naples Park
  • Naranja
  • Nassau County
  • Nassau Village-Ratliff
  • Navarre
  • Neptune Beach
  • New Port Richey
  • New Port Richey East
  • New Smyrna Beach
  • Newberry
  • Niceville
  • Nocatee
  • Nokomis
  • Norland
  • North Andrews Gardens
  • North Bay Village
  • North Brooksville
  • North DeLand
  • North Fort Myers
  • North Key Largo
  • North Lauderdale
  • North Miami
  • North Miami Beach
  • North Palm Beach
  • North Port
  • North Redington Beach
  • North River Shores
  • North Sarasota
  • North Weeki Wachee
  • Northdale
  • Oak Hill
  • Oak Ridge
  • Oakland
  • Oakland Park
  • Oakleaf Plantation
  • Ocala
  • Ocean City
  • Ocean Ridge
  • Ocoee
  • Odessa
  • Ojus
  • Okaloosa County
  • Okeechobee
  • Okeechobee County
  • Oldsmar
  • Olga
  • Olympia Heights
  • Opa-locka
  • Orange City
  • Orange County
  • Orange Park
  • Orangetree
  • Oriole Beach
  • Orlando
  • Orlovista
  • Ormond Beach
  • Ormond-by-the-Sea
  • Osceola County
  • Osprey
  • Oviedo
  • Pace
  • Pahokee
  • Palatka
  • Palm Aire
  • Palm Bay
  • Palm Beach
  • Palm Beach County
  • Palm Beach Gardens
  • Palm Beach Shores
  • Palm City
  • Palm Coast
  • Palm Harbor
  • Palm River-Clair Mel
  • Palm Springs
  • Palm Springs North
  • Palm Valley
  • Palmetto
  • Palmetto Bay
  • Palmetto Estates
  • Palmona Park
  • Panama City
  • Panama City Beach
  • Paradise Heights
  • Parker
  • Parkland
  • Pasadena Hills
  • Pasco County
  • Pebble Creek
  • Pelican Bay
  • Pembroke Park
  • Pembroke Pines
  • Pensacola
  • Perry
  • Pierson
  • Pine Castle
  • Pine Hills
  • Pine Island Center
  • Pine Island Ridge
  • Pine Manor
  • Pine Ridge
  • Pinecrest
  • Pinellas County
  • Pinellas Park
  • Pinewood
  • Placid Lakes
  • Plant City
  • Plantation
  • Plantation Mobile Home Park
  • Poinciana
  • Point Baker
  • Polk City
  • Polk County
  • Pompano Beach
  • Pompano Beach Highlands
  • Ponce Inlet
  • Ponte Vedra Beach
  • Port Charlotte
  • Port LaBelle
  • Port Orange
  • Port Richey
  • Port Saint Joe
  • Port Saint John
  • Port Saint Lucie
  • Port Salerno
  • Pretty Bayou
  • Princeton
  • Progress Village
  • Punta Gorda
  • Punta Gorda Isles
  • Punta Rassa
  • Putnam County
  • Quail Ridge
  • Quincy
  • Redington Beach
  • Redington Shores
  • Richmond Heights
  • Richmond West
  • Ridge Manor
  • Ridge Wood Heights
  • Ridgecrest
  • River Park
  • Riverview
  • Riviera Beach
  • Rock Island
  • Rockledge
  • Roosevelt Gardens
  • Roseland
  • Rotonda West
  • Royal Palm Beach
  • Royal Palm Estates
  • Ruskin
  • Safety Harbor
  • Saint Augustine
  • Saint Augustine Beach
  • Saint Augustine Shores
  • Saint Augustine South
  • Saint Cloud
  • Saint George
  • Saint James City
  • Saint Johns County
  • Saint Leo
  • Saint Lucie County
  • Saint Pete Beach
  • Samoset
  • Samsula-Spruce Creek
  • San Antonio
  • San Carlos Park
  • Sandalfoot Cove
  • Sanford
  • Sanibel
  • Santa Rosa County
  • Sarasota
  • Sarasota County
  • Sarasota Springs
  • Satellite Beach
  • Sawgrass
  • Schall Circle
  • Scott Lake
  • Seaside
  • Sebastian
  • Sebring
  • Seffner
  • Seminole
  • Seminole County
  • Seminole Manor
  • Sewall's Point
  • Shady Hills
  • Sharpes
  • Siesta Key
  • Silver Lake
  • Silver Springs
  • Silver Springs Shores
  • Sky Lake
  • Sneads
  • South Apopka
  • South Bay
  • South Beach
  • South Bradenton
  • South Brooksville
  • South Daytona
  • South Gate Ridge
  • South Highpoint
  • South Miami
  • South Miami Heights
  • South Palm Beach
  • South Pasadena
  • South Patrick Shores
  • South Sarasota
  • South Venice
  • Southchase
  • Southeast Arcadia
  • Southgate
  • Southwest Ranches
  • Spring Hill
  • Springfield
  • St. Johns
  • St. Petersburg
  • Starke
  • Steinhatchee
  • Stock Island
  • Stuart
  • Sugarmill Woods
  • Sumter County
  • Sun City Center
  • Suncoast Estates
  • Sunny Isles Beach
  • Sunrise
  • Sunset
  • Sunshine Ranches
  • Surfside
  • Suwannee County
  • Sweetwater
  • Taft
  • Tallahassee
  • Tamarac
  • Tamiami
  • Tampa
  • Tangelo Park
  • Tangerine
  • Tarpon Springs
  • Tavares
  • Tavernier
  • Taylor County
  • Taylor Creek
  • Tedder
  • Temple Terrace
  • Tequesta
  • Terra Mar
  • The Acreage
  • The Crossings
  • The Hammocks
  • The Meadows
  • The Villages
  • Thonotosassa
  • Three Lakes
  • Three Oaks
  • Tice
  • Tierra Verde
  • Tiger Point
  • Timber Pines
  • Titusville
  • Town 'n' Country
  • Treasure Island
  • Trenton
  • Trinity
  • Twin Lakes
  • Tyndall Air Force Base
  • Umatilla
  • Union County
  • Union Park
  • University
  • University Park
  • Upper Grand Lagoon
  • Valparaiso
  • Valrico
  • Vamo
  • Venice
  • Venice Gardens
  • Vero Beach
  • Vero Beach South
  • Verona Walk
  • Viera East
  • Viera West
  • Villages of Oriole
  • Villano Beach
  • Villas
  • Vineyards
  • Virginia Gardens
  • Volusia County
  • Wabasso Beach
  • Wahneta
  • Wakulla County
  • Waldo
  • Wallace
  • Walton County
  • Warm Mineral Springs
  • Warrington
  • Washington County
  • Washington Park
  • Watertown
  • Wauchula
  • Wedgefield
  • Weeki Wachee Gardens
  • Wekiwa Springs
  • Wellborn
  • Wellington
  • Wesley Chapel
  • West and East Lealman
  • West Bradenton
  • West DeLand
  • West Gate
  • West Hollywood
  • West Little River
  • West Melbourne
  • West Miami
  • West Palm Beach
  • West Park
  • West Pensacola
  • West Perrine
  • West Samoset
  • West Vero Corridor
  • Westchase
  • Westchester
  • Weston
  • Westview
  • Westwood Lake
  • Wewahitchka
  • Whiskey Creek
  • White City
  • Whitfield
  • Wildwood
  • Williamsburg
  • Williston
  • Williston Highlands
  • Willow Oak
  • Wilton Manors
  • Wimauma
  • Windermere
  • Winston
  • Winter Beach
  • Winter Garden
  • Winter Haven
  • Winter Park
  • Winter Springs
  • Woodlawn Beach
  • Woodville
  • Wright
  • Yalaha
  • Youngstown
  • Yulee
  • Zellwood
  • Zephyrhills
  • Zephyrhills North
  • Zephyrhills South
  • Zephyrhills West
  • Zolfo Springs

FL Commercial Loan Reviews

What do you like best about your experience with CLD?

Talking with a loan officer and getting a new perspective.

Any Other Comments?
Would like if you offered loans under $1M.

Jeff - Apartment Financing in Holly Hill, FL


What do you like best about your experience with CLD?
Very proactive response

Andrew - Apartment Financing in Orlando, FL

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