Commercial Loan Direct (CLD) provides apartment loans in Florida. Current apartment loan rates in Florida range from <low> to <high>, depending on the loan program. CLD originates multifamily mortgages for its parent company CLD Financial. CLD offers competitive pricing, professional mortgage specialists, and quick execution on multifamily mortgages. Our firm is currently offering the following lending products for multifamily mortgages: Conventional, FHA, Freddie Mac, Fannie Mae, Conduit, Conventional, and hedge funds.
For more in-depth multifamily interest rates, please visit our Apartment Loan Rates page.
Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.
We are proud to be serving the state of Florida. Here are our commercial loan statistics for this state.
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The Florida multifamily market in 2026 is defined by a strategic shift toward attainable workforce housing and a rebalancing of supply and demand. Following the legislative momentum of 2023–2025, Florida now offers some of the most aggressive state-level tax incentives in the country to combat high insurance and construction costs.
The Florida Housing Finance Corporation (FHFC) remains the central authority for distributing state and federal resources, with a record $435 million appropriation for housing programs in the current cycle.
Florida’s financing "stack" almost always includes federal components, which are increasingly mission-driven in 2026.
Financing in Florida requires navigating unique regional economic pressures and legislative advantages:
Commercial loan direct provides services in the following Florida cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Florida economic reports to get a better understanding of your market.
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What Clients Say About Us
Fernando and Leanne are amazing. I had many small businesses that need refinancing over the years. I have met many Brokers and there is always a catch. ALWAYS!… Use them! Once you do you will work with them forever
- Nirav Patel
If you searching for a great experience Commercial Loan Direct is the place. Leanne took care of me and honestly had the greatest experience. She handled all of my needs in a smooth and timely manner listened and addressed any concerns I had about the process and was very patient. I can be quite a handful at times and Leanne was so professional and kind hearted. I'd 100% recommend this company. Thank you again.
- Vincent Arias
We were in unfamiliar territory when it came to refinancing. Commercial Loan Direct streamlined the whole process for us. Leann connected us with lenders that were the right fit for us. The money and time we saved was so worth it. I highly recommend them
- Rita Pisarski
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