Commercial Real Estate Financing in Florida | FL Commercial Loan Rates

Commercial Loan Direct (CLD) provides commercial real estate loans in the state of Florida. Current commercial loan rates in Florida range from 5.38% to 14.5%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of FL. We also have a dedicated page for apartment loans in Florida.

Florida Commercial Loan Programs Florida Economic Data Florida Lending Cities Florida Commercial Loan Reviews

Florida Commercial Loan Rates

Commercial Loan Types	Average Florida Rates	LTV	Loan Amount	Occupancy
Conventional	5.87% - 10.00%	80%	$1,000,000+	Investment + Owner Occupied
Conduit / CMBS	5.88% - 7.49%	75%	$2,000,000+	Investment
Insurance	5.38% - 7.89%	75%	$5,000,000+	Investment + Owner Occupied
FHA / HUD	5.37% - 6.22%	83.3%	$5,000,000+	Investment
USDA	6.00% - 11.00%	85%	$1,000,000+	Investment + Owner Occupied
Bridge	6.00% - 14.00%	80%	$1,500,000+	Investment
Construction	9.50% - 14.50%	83.3%	$1,000,000+	Investment
SBA	5.50% - 10.50%	85% - 90%	$1,000,000+	Owner Occupied

Types of Commercial Loans in Florida

Investment Property Mortgages

The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.

Owner Occupied Commercial Mortgages

Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.

Apply for a Commercial Loan in Florida

Quick Quote

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Locations Served in Florida

We are proud to be serving the state of Florida. Here are our commercial loan statistics for this state.

Florida Cities and Towns Served

207

Florida Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for FL below to help you understand what kind of market you are in. Simply click one of the options below to see the data for FL. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following Florida cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Florida economic reports to get a better understanding of your market.

Aberdeen
Alachua
Alachua County
Alafaya
Allapattah
Altamonte Springs
Alturas
Alva
Andover
Anna Maria
Apalachicola
Apollo Beach
Apopka
Arcadia
Archer
Asbury Lake
Astatula
Astor
Atlantic Beach
Atlantis
Auburndale
Aventura
Avon Park
Azalea Park
Babson Park
Bagdad
Baker County
Bal Harbour
Baldwin
Balm
Bartow
Bay County
Bay Harbor Islands
Bay Hill
Bay Pines
Bayonet Point
Bayshore Gardens
Beacon Square
Bee Ridge
Bellair-Meadowbrook Terrace
Belle Glade
Belle Glade Camp
Belle Isle
Belleair
Belleair Beach
Belleair Bluffs
Belleview
Bellview
Beverly Hills
Big Coppitt Key
Big Pine Key
Biscayne Park
Bithlo
Black Diamond
Bloomingdale
Blountstown
Boca Del Mar
Boca Pointe
Boca Raton
Bokeelia
Bonifay
Bonita Springs
Boulevard Gardens
Bowling Green
Boyette
Boynton Beach
Bradenton
Bradenton Beach
Bradford County
Brandon
Brent
Brevard County
Bristol
Broadview Park
Bronson
Brookridge
Brooksville
Broward County
Broward Estates
Brownsville
Buckhead Ridge
Buckingham
Buenaventura Lakes
Bunche Park
Bunnell
Burnt Store Marina
Bushnell
Butler Beach
Calhoun County
Callahan
Callaway
Campbell
Cantonment
Cape Canaveral
Cape Coral
Carol City
Carrabelle
Carrollwood
Carrollwood Village
Carver Ranches
Casselberry
Cedar Grove
Celebration
Center Hill
Century
Charlotte County
Charlotte Harbor
Charlotte Park
Chattahoochee
Cheval
Chiefland
Chipley
Christmas
Chuluota
Citra
Citrus County
Citrus Hills
Citrus Park
Citrus Ridge
Citrus Springs
Clarcona
Clay County
Clearwater
Clermont
Cleveland
Clewiston
Cocoa
Cocoa Beach
Cocoa West
Coconut Creek
Coconut Grove
Collier County
Columbia County
Combee Settlement
Connerton
Conway
Cooper City
Coral Gables
Coral Springs
Coral Terrace
Cortez
Country Club
Country Walk
Crawfordville
Crescent City
Crestview
Crooked Lake Park
Cross City
Crystal Lake
Crystal River
Crystal Springs
Cudjoe Key
Cutler
Cutler Bay
Cutler Ridge
Cypress Gardens
Cypress Lake
Cypress Quarters
Dade City
Dade City North
Dania Beach
Davenport
Davie
Daytona Beach
Daytona Beach Shores
De Land Southwest
De Leon Springs
DeBary
Deerfield Beach
DeFuniak Springs
DeLand
Delray Beach
Deltona
DeSoto County
Desoto Lakes
Destin
Dixie County
Doctor Phillips
Doral
Dover
Dundee
Dunedin
Dunnellon
Duval County
Eagle Lake
East Bronson
East Lake
East Lake-Orient Park
East Milton
East Naples
East Palatka
East Pensacola Heights
East Perrine
Eastpoint
Eatonville
Edgewater
Edgewood
Eglin Air Force Base
Eglin Village
Egypt Lake-Leto
El Portal
Elfers
Ellenton
Englewood
Ensley
Escambia County
Estero
Eustis
Fairview Shores
Feather Sound
Fellsmere
Fern Park
Fernandina Beach
Ferry Pass
Fish Hawk
Five Points
Flagami
Flagler Beach
Flagler County
Flagler Estates
Fleming Island
Floral City
Florida City
Florida Ridge
Forest City
Fort Lauderdale
Fort Meade
Fort Myers
Fort Myers Beach
Fort Myers Shores
Fort Pierce
Fort Pierce North
Fort Pierce South
Fort Walton Beach
Fountainebleau
Four Corners
Franklin County
Freeport
Frostproof
Fruit Cove
Fruitland Park
Fruitville
Fuller Heights
Fussels Corner
Gadsden County
Gainesville
Gandy
Gateway
Geneva
Gibsonia
Gibsonton
Gifford
Gilchrist County
Glades County
Gladeview
Glencoe
Glenvar Heights
Golden Gate
Golden Glades
Goldenrod
Gonzalez
Gotha
Goulding
Goulds
Graceville
Grant-Valkaria
Greater Northdale
Green Cove Springs
Greenacres City
Greenbriar
Gretna
Grove City
Groveland
Gulf Breeze
Gulf County
Gulf Gate Estates
Gulfport
Haines City
Hallandale Beach
Hamilton County
Harbor Bluffs
Harbour Heights
Hardee County
Harlem
Harlem Heights
Havana
Haverhill
Hawthorne
Heathrow
Hendry County
Heritage Pines
Hernando
Hernando Beach
Hernando County
Hialeah
Hialeah Gardens
High Point
High Springs
Highland Beach
Highland City
Highlands County
Hiland Park
Hill 'n Dale
Hilliard
Hillsboro Beach
Hillsborough County
Hobe Sound
Holden Heights
Holiday
Holley
Holly Hill
Hollywood
Holmes Beach
Holmes County
Homestead
Homosassa
Homosassa Springs
Horizon West
Howey-in-the-Hills
Hudson
Hunters Creek
Hutchinson Island South
Hypoluxo
Immokalee
Indialantic
Indian Harbour Beach
Indian River County
Indian River Estates
Indian River Shores
Indian Rocks Beach
Indian Shores
Indiantown
Inglis
Interlachen
Inverness
Inverness Highlands North
Inverness Highlands South
Inwood
Iona
Islamorada
Island Walk
Isle of Normandy
Ives Estates
Jackson County
Jacksonville
Jacksonville Beach
Jan-Phyl Village
Jasmine Estates
Jasper
Jefferson County
Jensen Beach
June Park
Juno Beach
Jupiter
Kathleen
Kendale Lakes
Kendall
Kendall Green
Kendall West
Kenneth City
Kensington Park
Key Biscayne
Key Largo
Key Vista
Key West
Keystone
Keystone Heights
Kings Point
Kissimmee
LaBelle
Lacoochee
Lady Lake
Lafayette County
Laguna Beach
Lake Alfred
Lake Belvedere Estates
Lake Butler
Lake City
Lake Clarke Shores
Lake County
Lake Forest
Lake Hamilton
Lake Helen
Lake Lorraine
Lake Lucerne
Lake Mack-Forest Hills
Lake Magdalene
Lake Mary
Lake Panasoffkee
Lake Park
Lake Placid
Lake Sarasota
Lake Wales
Lake Worth
Lake Worth Corridor
Lakeland
Lakeland Highlands
Lakes by the Bay
Lakeside
Lakewood Park
Land O' Lakes
Lantana
Largo
Lauderdale Lakes
Lauderdale-by-the-Sea
Lauderhill
Laurel
Lealman
Lecanto
Lee County
Leesburg
Lehigh Acres
Leisure City
Lely
Lely Resort
Leon County
Levy County
Liberty County
Lighthouse Point
Limestone Creek
Live Oak
Lochmoor Waterway Estates
Lockhart
Longboat Key
Longwood
Loughman
Lower Grand Lagoon
Loxahatchee Groves
Lutz
Lynn Haven
Macclenny
Madeira Beach
Madison
Madison County
Maitland
Malabar
Malone
Manasota Key
Manatee County
Manatee Road
Mango
Mangonia Park
Marathon
Marco
Marco Island
Margate
Marianna
Marion County
Martin County
Mary Esther
Masaryktown
Mascotte
Mayo
McGregor
Meadow Oaks
Meadow Woods
Medulla
Melbourne
Melbourne Beach
Melrose Park
Memphis
Merritt Island
Mexico Beach
Miami
Miami Beach
Miami Gardens
Miami Lakes
Miami Shores
Miami Springs
Miami-Dade County
Micco
Middleburg
Midway
Milton
Mims
Minneola
Miramar
Miramar Beach
Molino
Monroe County
Monticello
Montverde
Moore Haven
Mount Dora
Mount Plymouth
Mulberry
Myrtle Grove
Naples
Naples Manor
Naples Park
Naranja
Nassau County
Nassau Village-Ratliff
Navarre
Neptune Beach
New Port Richey
New Port Richey East
New Smyrna Beach
Newberry
Niceville
Nocatee
Nokomis
Norland
North Andrews Gardens
North Bay Village
North Brooksville
North DeLand
North Fort Myers
North Key Largo
North Lauderdale
North Miami
North Miami Beach
North Palm Beach
North Port
North Redington Beach
North River Shores
North Sarasota
North Weeki Wachee
Northdale
Oak Hill
Oak Ridge
Oakland
Oakland Park
Oakleaf Plantation
Ocala
Ocean City
Ocean Ridge
Ocoee
Odessa
Ojus
Okaloosa County
Okeechobee
Okeechobee County
Oldsmar
Olga
Olympia Heights
Opa-locka
Orange City
Orange County
Orange Park
Orangetree
Oriole Beach
Orlando
Orlovista
Ormond Beach
Ormond-by-the-Sea
Osceola County
Osprey
Oviedo
Pace
Pahokee
Palatka
Palm Aire
Palm Bay
Palm Beach
Palm Beach County
Palm Beach Gardens
Palm Beach Shores
Palm City
Palm Coast
Palm Harbor
Palm River-Clair Mel
Palm Springs
Palm Springs North
Palm Valley
Palmetto
Palmetto Bay
Palmetto Estates
Palmona Park
Panama City
Panama City Beach
Paradise Heights
Parker
Parkland
Pasadena Hills
Pasco County
Pebble Creek
Pelican Bay
Pembroke Park
Pembroke Pines
Pensacola
Perry
Pierson
Pine Castle
Pine Hills
Pine Island Center
Pine Island Ridge
Pine Manor
Pine Ridge
Pinecrest
Pinellas County
Pinellas Park
Pinewood
Placid Lakes
Plant City
Plantation
Plantation Mobile Home Park
Poinciana
Point Baker
Polk City
Polk County
Pompano Beach
Pompano Beach Highlands
Ponce Inlet
Ponte Vedra Beach
Port Charlotte
Port LaBelle
Port Orange
Port Richey
Port Saint Joe
Port Saint John
Port Saint Lucie
Port Salerno
Pretty Bayou
Princeton
Progress Village
Punta Gorda
Punta Gorda Isles
Punta Rassa
Putnam County
Quail Ridge
Quincy
Redington Beach
Redington Shores
Richmond Heights
Richmond West
Ridge Manor
Ridge Wood Heights
Ridgecrest
River Park
Riverview
Riviera Beach
Rock Island
Rockledge
Roosevelt Gardens
Roseland
Rotonda West
Royal Palm Beach
Royal Palm Estates
Ruskin
Safety Harbor
Saint Augustine
Saint Augustine Beach
Saint Augustine Shores
Saint Augustine South
Saint Cloud
Saint George
Saint James City
Saint Johns County
Saint Leo
Saint Lucie County
Saint Pete Beach
Samoset
Samsula-Spruce Creek
San Antonio
San Carlos Park
Sandalfoot Cove
Sanford
Sanibel
Santa Rosa County
Sarasota
Sarasota County
Sarasota Springs
Satellite Beach
Sawgrass
Schall Circle
Scott Lake
Seaside
Sebastian
Sebring
Seffner
Seminole
Seminole County
Seminole Manor
Sewall's Point
Shady Hills
Sharpes
Siesta Key
Silver Lake
Silver Springs
Silver Springs Shores
Sky Lake
Sneads
South Apopka
South Bay
South Beach
South Bradenton
South Brooksville
South Daytona
South Gate Ridge
South Highpoint
South Miami
South Miami Heights
South Palm Beach
South Pasadena
South Patrick Shores
South Sarasota
South Venice
Southchase
Southeast Arcadia
Southgate
Southwest Ranches
Spring Hill
Springfield
St. Johns
St. Petersburg
Starke
Steinhatchee
Stock Island
Stuart
Sugarmill Woods
Sumter County
Sun City Center
Suncoast Estates
Sunny Isles Beach
Sunrise
Sunset
Sunshine Ranches
Surfside
Suwannee County
Sweetwater
Taft
Tallahassee
Tamarac
Tamiami
Tampa
Tangelo Park
Tangerine
Tarpon Springs
Tavares
Tavernier
Taylor County
Taylor Creek
Tedder
Temple Terrace
Tequesta
Terra Mar
The Acreage
The Crossings
The Hammocks
The Meadows
The Villages
Thonotosassa
Three Lakes
Three Oaks
Tice
Tierra Verde
Tiger Point
Timber Pines
Titusville
Town 'n' Country
Treasure Island
Trenton
Trinity
Twin Lakes
Tyndall Air Force Base
Umatilla
Union County
Union Park
University
University Park
Upper Grand Lagoon
Valparaiso
Valrico
Vamo
Venice
Venice Gardens
Vero Beach
Vero Beach South
Verona Walk
Viera East
Viera West
Villages of Oriole
Villano Beach
Villas
Vineyards
Virginia Gardens
Volusia County
Wabasso Beach
Wahneta
Wakulla County
Waldo
Wallace
Walton County
Warm Mineral Springs
Warrington
Washington County
Washington Park
Watertown
Wauchula
Wedgefield
Weeki Wachee Gardens
Wekiwa Springs
Wellborn
Wellington
Wesley Chapel
West and East Lealman
West Bradenton
West DeLand
West Gate
West Hollywood
West Little River
West Melbourne
West Miami
West Palm Beach
West Park
West Pensacola
West Perrine
West Samoset
West Vero Corridor
Westchase
Westchester
Weston
Westview
Westwood Lake
Wewahitchka
Whiskey Creek
White City
Whitfield
Wildwood
Williamsburg
Williston
Williston Highlands
Willow Oak
Wilton Manors
Wimauma
Windermere
Winston
Winter Beach
Winter Garden
Winter Haven
Winter Park
Winter Springs
Woodlawn Beach
Woodville
Wright
Yalaha
Youngstown
Yulee
Zellwood
Zephyrhills
Zephyrhills North
Zephyrhills South
Zephyrhills West
Zolfo Springs

FL Commercial Loan Reviews

What do you like best about your experience with CLD?
Courteous and helpful
Julio - Industrial Financing in Medley, FL