Commercial Real Estate Financing in Georgia | GA Commercial Loan Rates

Commercial Loan Direct (CLD) provides commercial real estate loans in the state of Georgia. Current commercial loan rates in Georgia range from 5.48% to 14.6%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of GA. We also have a dedicated page for apartment loans in Georgia.

Georgia Commercial Loan Programs Georgia Economic Data Georgia Lending Cities Georgia Commercial Loan Reviews

Georgia Commercial Loan Rates

Commercial Loan Types	Average Georgia Rates	LTV	Loan Amount	Occupancy
Conventional	5.97% - 10.10%	80%	$1,000,000+	Investment + Owner Occupied
Conduit / CMBS	5.98% - 7.59%	75%	$2,000,000+	Investment
Insurance	5.48% - 7.99%	75%	$5,000,000+	Investment + Owner Occupied
FHA / HUD	5.47% - 6.32%	83.3%	$5,000,000+	Investment
USDA	6.10% - 11.10%	85%	$1,000,000+	Investment + Owner Occupied
Bridge	6.10% - 14.10%	80%	$1,500,000+	Investment
Construction	9.60% - 14.60%	83.3%	$1,000,000+	Investment
SBA	5.60% - 10.60%	85% - 90%	$1,000,000+	Owner Occupied

Types of Commercial Loans in Georgia

Investment Property Mortgages

The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.

Owner Occupied Commercial Mortgages

Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.

Apply for a Commercial Loan in Georgia

Quick Quote

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Locations Served in Georgia

We are proud to be serving the state of Georgia. Here are our commercial loan statistics for this state.

Georgia Cities and Towns Served

163

Georgia Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for GA below to help you understand what kind of market you are in. Simply click one of the options below to see the data for GA. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following Georgia cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Georgia economic reports to get a better understanding of your market.

Abbeville
Acworth
Adairsville
Adel
Alamo
Albany
Alma
Alpharetta
Alto
Americus
Appling County
Aragon
Arcade
Arlington
Ashburn
Athens
Atkinson County
Atlanta
Auburn
Augusta
Austell
Avondale Estates
Bacon County
Bainbridge
Baker County
Baldwin
Baldwin County
Ball Ground
Banks County
Barnesville
Barrow County
Bartow County
Baxley
Belvedere Park
Ben Hill County
Berkeley Lake
Berrien County
Bibb County
Blackshear
Blairsville
Blakely
Bleckley County
Bloomingdale
Blue Ridge
Bogart
Bonanza
Boston
Bowdon
Brantley County
Braselton
Bremen
Brookhaven
Brooklet
Brooks County
Broxton
Brunswick
Bryan County
Buchanan
Buena Vista
Buford
Bulloch County
Burke County
Butler
Butts County
Byron
Cairo
Calhoun
Calhoun County
Camden County
Camilla
Candler County
Candler-McAfee
Canton
Carnesville
Carroll County
Carrollton
Cartersville
Catoosa County
Cave Spring
Cedartown
Centerville
Chamblee
Charlton County
Chatham County
Chatsworth
Chattahoochee County
Chattahoochee Hills
Chattanooga Valley
Chattooga County
Cherokee County
Chester
Chickamauga
Clarke County
Clarkesville
Clarkston
Claxton
Clay County
Clayton
Clayton County
Cleveland
Clinch County
Cobb County
Cochran
Coffee County
College Park
Colquitt
Colquitt County
Columbia County
Columbus
Comer
Commerce
Conley
Conyers
Cook County
Cordele
Cornelia
Country Club Estates
Covington
Coweta County
Crawford County
Crawfordville
Crisp County
Cumming
Cusseta
Cuthbert
Dacula
Dade County
Dahlonega
Dallas
Dalton
Danielsville
Darien
Davisboro
Dawson
Dawson County
Dawsonville
Decatur
Decatur County
Deenwood
DeKalb County
Demorest
Dock Junction
Dodge County
Donalsonville
Dooly County
Doraville
Dougherty County
Douglas
Douglas County
Douglasville
Druid Hills
Dublin
Duluth
Dunwoody
Early County
East Dublin
East Griffin
East Newnan
East Point
Eastman
Eatonton
Echols County
Edison
Effingham County
Elbert County
Elberton
Ellaville
Ellijay
Emanuel County
Emerson
Enigma
Euharlee
Evans
Evans County
Experiment
Fair Oaks
Fairburn
Fairview
Fannin County
Fayette County
Fayetteville
Firing Range
Fitzgerald
Flowery Branch
Floyd County
Folkston
Forest Park
Forsyth
Forsyth County
Fort Gaines
Fort Oglethorpe
Fort Stewart
Fort Valley
Franklin
Franklin County
Franklin Springs
Fulton County
Gainesville
Garden City
Georgetown
Gibson
Gilmer County
Glascock County
Glennville
Glynn County
Gordon
Gordon County
Grady County
Grantville
Gray
Grayson
Greene County
Greensboro
Greenville
Gresham Park
Griffin
Grovetown
Gumlog
Guyton
Gwinnett County
Habersham County
Hahira
Hall County
Hamilton
Hampton
Hancock County
Hannahs Mill
Hapeville
Haralson County
Hardwick
Harlem
Harris County
Hart County
Hartwell
Hawkinsville
Hazlehurst
Heard County
Helena
Henderson
Henry County
Hephzibah
Hiawassee
Hinesville
Hiram
Hogansville
Holly Springs
Homer
Homerville
Hoschton
Houston County
Indian Springs
Irondale
Irwin County
Irwinton
Isle of Hope
Jackson
Jackson County
Jasper
Jasper County
Jeff Davis County
Jefferson
Jefferson County
Jeffersonville
Jenkins County
Jesup
Johns Creek
Johnson County
Jones County
Jonesboro
Kennesaw
Kings Bay Base
Kingsland
Knoxville
LaFayette
LaGrange
Lake City
Lakeland
Lakeview
Lakeview Estates
Lamar County
Lanier County
Laurens County
Lavonia
Lawrenceville
Lee County
Leesburg
Lexington
Liberty County
Lilburn
Lincoln County
Lincolnton
Lindale
Lithia Springs
Lithonia
Locust Grove
Loganville
Long County
Lookout Mountain
Louisville
Lovejoy
Lowndes County
Ludowici
Lula
Lumber City
Lumpkin
Lumpkin County
Lyons
Mableton
Macon
Macon County
Madison
Madison County
Manchester
Marietta
Marion County
Marshallville
Martinez
Maysville
McCaysville
McDonough
McDuffie County
McIntosh County
McRae
Meigs
Meriwether County
Metter
Midway
Milledgeville
Millen
Miller County
Milton
Mitchell County
Monroe
Monroe County
Montezuma
Montgomery
Montgomery County
Monticello
Morgan
Morgan County
Morrow
Moultrie
Mount Airy
Mount Vernon
Mount Zion
Mountain City
Mountain Park
Murray County
Muscogee County
Nahunta
Nashville
Nelson
Newnan
Newton
Newton County
Nicholls
Nicholson
Norcross
North Atlanta
North Decatur
North Druid Hills
Oakwood
Ocilla
Oconee County
Oglethorpe
Oglethorpe County
Omega
Oxford
Palmetto
Panthersville
Paulding County
Peach County
Peachtree City
Peachtree Corners
Pearson
Pelham
Pembroke
Perry
Pickens County
Pierce County
Pike County
Pine Mountain
Polk County
Pooler
Port Wentworth
Porterdale
Powder Springs
Preston
Pulaski County
Putnam County
Putney
Quitman
Quitman County
Rabun County
Randolph County
Raoul
Ray City
Redan
Reed Creek
Reidsville
Remerton
Reynolds
Richland
Richmond County
Richmond Hill
Rincon
Ringgold
Riverdale
Robins Air Force Base
Rochelle
Rockdale County
Rockmart
Rome
Rossville
Roswell
Royston
Russell
Rydal
Saint Simon Mills
Saint Simons Island
Sandersville
Sandy Springs
Sardis
Savannah
Schley County
Scottdale
Screven County
Seminole County
Senoia
Shannon
Skidaway Island
Smyrna
Snellville
Social Circle
Soperton
Spalding County
Sparks
Sparta
Springfield
St. Marys
Statenville
Statesboro
Statham
Stephens County
Stewart County
Stockbridge
Stone Mountain
Stonecrest
Sugar Hill
Summerville
Sumter County
Sunnyside
Suwanee
Swainsboro
Sylvania
Sylvester
Talbot County
Talbotton
Taliaferro County
Tallapoosa
Tattnall County
Taylor County
Telfair County
Temple
Tennille
Terrell County
Thomas County
Thomaston
Thomasville
Thomson
Thunderbolt
Tift County
Tifton
Toccoa
Toombs County
Towns County
Trenton
Treutlen County
Trion
Troup County
Tucker
Turner County
Twiggs County
Twin City
Tybee Island
Tyrone
Unadilla
Union City
Union County
Union Point
Unionville
Upson County
Valdosta
Varnell
Vidalia
Vienna
Villa Rica
Vinings
Wadley
Walker County
Walnut Grove
Walthourville
Walton County
Ware County
Warner Robins
Warren County
Warrenton
Washington
Washington County
Watkinsville
Waycross
Wayne County
Waynesboro
Webster County
West Point
West Warrenton
Wheeler County
White County
Whitemarsh Island
Whitfield County
Wilcox County
Wilkes County
Wilkinson County
Willacoochee
Wilmington Island
Winder
Winterville
Woodbine
Woodstock
Worth County
Wrens
Wrightsville
Young Harris
Zebulon

GA Commercial Loan Reviews

How would you rate the responsiveness of your loan officer?
Excellent

Abdulah - Industrial Financing in Sugar Hill, GA

What do you like best about your experience with CLD?
After 32 years in product development for GE Medical, Siemens Medical and Kimberly-Clark, I wanted to have a business that my wife and I could run together. At a local franchise show we looked at many opportunities and felt that Ace Hardware had the values and helpfulness that resonated with us. Ace also offered various incentives and training to get new investors started successfully. CLD was most helpful from answering my initial questions to the follow up... We would not have been able to start this business without CLD.

Herb - Retail Anchored Financing in Alpharetta, GA

How would you rate our online services?
Excellent

Jessica - Health Care Facility Financing in Atlanta, GA

What do you like best about your experience with CLD?

Prompt calls. Good Info.

Joe - Condominium Financing in Macon, GA

How would you rate the responsiveness of your loan officer?
Excellent

Brian - Retail Single Tenant Financing in Norcross, GA

What do you like best about your experience with CLD?

[my loan specialist] did a great job. She was really good to work with.

Jason - Manufactured housing Financing in Carrollton, GA

How would you rate our online services?
Excellent
Jaseth - Retail Single Tenant Financing in Atlanta, GA

Any Other Comments?
I appreciate [loan offcer's] help even though your company doesn’t provide the loan I am looking for... thanks again!

What are some ways we can improve our service?
Nothing I can think of!
Chris - Retail Unanchored Financing in Ballground, GA

What do you like best about your experience with CLD?
Got a call within 48 hours after I filled an online inquiry.

What are some ways we can improve our service?
All good based on my online inquiry and the call back from Leanne Eicoff. She was great.

Pardha - Day care Financing in Morrow, GA