Commercial Loan Direct (CLD) provides apartment loans in Georgia. Current apartment loan rates in Georgia range from 4.83% to 12.85%, depending on the loan program.
For more in-depth multifamily interest rates, please visit our Apartment Loan Rates page.
Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.
We are proud to be serving the state of Georgia. Here are our commercial loan statistics for this state.
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Georgia’s multifamily market is heavily influenced by population growth, job expansion, and a wide spread of submarkets ranging from core urban to fast-growing suburbs. Lenders typically segment Georgia deals by location quality, asset class, and rent/occupancy durability. In many areas, underwriting is less about a “story” and more about proof of performance and defensible demand.
Georgia execution often depends on whether the property is stabilized or transitional. Stabilized assets can typically access longer terms and better pricing, while transitional deals tend to use shorter maturities with extension options and a clear path to refinance after renovations or lease-up.
Lenders respond best to clarity and proof. If the deal is stabilized, make the package clean and complete. If it’s value-add, make the plan specific and financeable with a credible budget and timeline. Underwriting typically rewards deals where the sponsor can show operational control and realistic assumptions.
Georgia multifamily financing can be very competitive for stabilized properties in strong submarkets, with multiple lender options. Transitional deals are also financeable, but usually require bridge-style structures and a clear execution plan. Match the loan product to the asset’s reality—stabilized goes long-term, transitional goes bridge—and you’ll typically get faster approvals and stronger terms.
Commercial loan direct provides services in the following Georgia cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Georgia economic reports to get a better understanding of your market.
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What Clients Say About Us
Fernando and Leanne are amazing. I had many small businesses that need refinancing over the years. I have met many Brokers and there is always a catch. ALWAYS!… Use them! Once you do you will work with them forever
- Nirav Patel
If you searching for a great experience Commercial Loan Direct is the place. Leanne took care of me and honestly had the greatest experience. She handled all of my needs in a smooth and timely manner listened and addressed any concerns I had about the process and was very patient. I can be quite a handful at times and Leanne was so professional and kind hearted. I'd 100% recommend this company. Thank you again.
- Vincent Arias
We were in unfamiliar territory when it came to refinancing. Commercial Loan Direct streamlined the whole process for us. Leann connected us with lenders that were the right fit for us. The money and time we saved was so worth it. I highly recommend them
- Rita Pisarski
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