Commercial Real Estate Financing in Missouri | MO Commercial Loan Rates

Commercial Loan Direct (CLD) provides commercial real estate loans in the state of Missouri. Current commercial loan rates in Missouri range from 5.58% to 14.7%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of MO. We also have a dedicated page for apartment loans in Missouri.

Missouri Commercial Loans

Missouri Commercial Loan Rates

Commercial Loan Types Average Missouri Rates LTV Loan Amount Occupancy
Conventional 6.07% - 10.20% 80% $1,000,000+ Investment + Owner Occupied
Conduit / CMBS 6.08% - 7.69% 75% $2,000,000+ Investment
Insurance 5.58% - 8.09% 75% $5,000,000+ Investment + Owner Occupied
FHA / HUD 5.57% - 6.42% 83.3% $5,000,000+ Investment
USDA 6.20% - 11.20% 85% $1,000,000+ Investment + Owner Occupied
Bridge 6.20% - 14.20% 80% $1,500,000+ Investment
Construction 9.70% - 14.70% 83.3% $1,000,000+ Investment
SBA 5.70% - 10.70% 85% - 90% $1,000,000+ Owner Occupied

Types of Commercial Loans in Missouri

Investment Property Mortgages

The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.

Owner Occupied Commercial Mortgages

Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.

Apply for a Commercial Loan in Missouri

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Locations Served in Missouri

We are proud to be serving the state of Missouri. Here are our commercial loan statistics for this state.

Missouri Cities and Towns Served

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Missouri Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for MO below to help you understand what kind of market you are in. Simply click one of the options below to see the data for MO. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following Missouri cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Missouri economic reports to get a better understanding of your market.

  • Adair County
  • Adrian
  • Advance
  • Affton
  • Albany
  • Alton
  • Anderson
  • Andrew County
  • Appleton City
  • Archie
  • Arnold
  • Ash Grove
  • Ashland
  • Atchison County
  • Audrain County
  • Aurora
  • Ava
  • Ballwin
  • Barnhart
  • Barry County
  • Barton County
  • Bates County
  • Battlefield
  • Bel-Nor
  • Bel-Ridge
  • Belle
  • Bellefontaine Neighbors
  • Belton
  • Benton
  • Benton County
  • Berkeley
  • Bernie
  • Bethany
  • Billings
  • Bismarck
  • Black Jack
  • Bloomfield
  • Blue Springs
  • Bolivar
  • Bollinger County
  • Bonne Terre
  • Boone County
  • Boonville
  • Bourbon
  • Bowling Green
  • Branson
  • Breckenridge Hills
  • Brentwood
  • Bridgeton
  • Brookfield
  • Buchanan County
  • Buckner
  • Buffalo
  • Butler
  • Butler County
  • Byrnes Mill
  • Cabool
  • Caldwell County
  • California
  • Callaway County
  • Calverton Park
  • Camden County
  • Camdenton
  • Cameron
  • Campbell
  • Canton
  • Cape Girardeau
  • Cape Girardeau County
  • Carl Junction
  • Carroll County
  • Carrollton
  • Carter County
  • Carterville
  • Carthage
  • Caruthersville
  • Cass County
  • Cassville
  • Castle Point
  • Cedar County
  • Cedar Hill
  • Centerville
  • Centralia
  • Chaffee
  • Chariton County
  • Charlack
  • Charleston
  • Chesterfield
  • Chillicothe
  • Christian County
  • City of Saint Louis
  • Clark County
  • Clarkson Valley
  • Clarkton
  • Clay County
  • Claycomo
  • Clayton
  • Clever
  • Clinton
  • Clinton County
  • Cole Camp
  • Cole County
  • Columbia
  • Concord
  • Concordia
  • Cool Valley
  • Cooper County
  • Cottleville
  • Country Club Hills
  • Country Club Village
  • Crane
  • Crawford County
  • Crestwood
  • Creve Coeur
  • Crocker
  • Crystal City
  • Cuba
  • Dade County
  • Dallas County
  • Dardenne Prairie
  • Daviess County
  • De Soto
  • DeKalb County
  • Dellwood
  • Dent County
  • Des Peres
  • Desloge
  • Dexter
  • Dixon
  • Doniphan
  • Douglas County
  • Duenweg
  • Dunklin County
  • Duquesne
  • East Independence
  • East Prairie
  • Edina
  • El Dorado Springs
  • Eldon
  • Ellisville
  • Elsberry
  • Elvins
  • Eminence
  • Esther
  • Eureka
  • Excelsior Springs
  • Fair Grove
  • Farmington
  • Fayette
  • Fenton
  • Ferguson
  • Festus
  • Flat River
  • Florissant
  • Forsyth
  • Fort Leonard Wood
  • Four Seasons
  • Franklin County
  • Fredericktown
  • Frontenac
  • Fulton
  • Gainesville
  • Galena
  • Gallatin
  • Garden City
  • Gasconade County
  • Gentry County
  • Gerald
  • Gideon
  • Gladstone
  • Glasgow
  • Glasgow Village
  • Glendale
  • Goodman
  • Gower
  • Grain Valley
  • Granby
  • Grandview
  • Grant City
  • Gray Summit
  • Green Park
  • Greene County
  • Greenfield
  • Greenville
  • Greenwood
  • Grundy County
  • Hallsville
  • Hamilton
  • Hanley Hills
  • Hannibal
  • Harrison County
  • Harrisonville
  • Hartville
  • Hayti
  • Hazelwood
  • Henry County
  • Herculaneum
  • Hermann
  • Hermitage
  • Hickory County
  • Higginsville
  • High Ridge
  • Hillsboro
  • Hillsdale
  • Holden
  • Hollister
  • Holt County
  • Holts Summit
  • Houston
  • Howard County
  • Howell County
  • Humansville
  • Huntsville
  • Imperial
  • Independence
  • Iron County
  • Ironton
  • Jackson
  • Jackson County
  • Jasper County
  • Jefferson City
  • Jefferson County
  • Jennings
  • Johnson County
  • Joplin
  • Kahoka
  • Kansas City
  • Kearney
  • Kennett
  • Keytesville
  • Kimberling City
  • King City
  • Kingston
  • Kirksville
  • Kirkwood
  • Kissee Mills
  • Knob Noster
  • Knox County
  • La Monte
  • La Plata
  • LaBarque Creek
  • Laclede County
  • Ladue
  • Lafayette County
  • Lake Lotawana
  • Lake Ozark
  • Lake Saint Louis
  • Lake Winnebago
  • Lakeshire
  • Lamar
  • Lancaster
  • Lathrop
  • Lawrence County
  • Lawson
  • Leadwood
  • Lebanon
  • Lee's Summit
  • Lemay
  • Lewis County
  • Lexington
  • Liberty
  • Licking
  • Lilbourn
  • Lincoln
  • Lincoln County
  • Linn
  • Linn County
  • Linneus
  • Livingston County
  • Lone Jack
  • Louisiana
  • Macon
  • Macon County
  • Madison County
  • Malden
  • Manchester
  • Mansfield
  • Maplewood
  • Marble Hill
  • Marceline
  • Maries County
  • Marion County
  • Marionville
  • Marlborough
  • Marshall
  • Marshfield
  • Marthasville
  • Maryland Heights
  • Maryville
  • Maysville
  • McDonald County
  • Mehlville
  • Memphis
  • Mercer County
  • Merriam Woods
  • Mexico
  • Milan
  • Miller County
  • Mississippi County
  • Moberly
  • Moline Acres
  • Monett
  • Moniteau County
  • Monroe City
  • Monroe County
  • Montgomery City
  • Montgomery County
  • Monticello
  • Morgan County
  • Moscow Mills
  • Mound City
  • Mount Vernon
  • Mountain Grove
  • Mountain View
  • Murphy
  • Neosho
  • Nevada
  • New Franklin
  • New Haven
  • New London
  • New Madrid
  • New Madrid County
  • Newton County
  • Nixa
  • Nodaway County
  • Noel
  • Normandy
  • North Kansas City
  • Northwoods
  • O'Fallon
  • Oak Grove
  • Oakland
  • Oakville
  • Odessa
  • Old Jamestown
  • Olivette
  • Oran
  • Oregon
  • Oregon County
  • Oronogo
  • Osage Beach
  • Osage County
  • Osceola
  • Overland
  • Owensville
  • Ozark
  • Ozark County
  • Pacific
  • Pagedale
  • Palmyra
  • Paris
  • Park Hills
  • Parkville
  • Peculiar
  • Pemiscot County
  • Perry County
  • Perryville
  • Pettis County
  • Pevely
  • Phelps County
  • Piedmont
  • Pierce City
  • Pike County
  • Pine Lawn
  • Pineville
  • Platte City
  • Platte County
  • Plattsburg
  • Pleasant Hill
  • Pleasant Valley
  • Polk County
  • Poplar Bluff
  • Portageville
  • Potosi
  • Princeton
  • Pulaski County
  • Purdy
  • Putnam County
  • Ralls County
  • Randolph County
  • Ray County
  • Raymore
  • Raytown
  • Republic
  • Reynolds County
  • Rich Hill
  • Richland
  • Richmond
  • Richmond Heights
  • Ripley County
  • Riverside
  • Riverview
  • Rock Hill
  • Rock Port
  • Rogersville
  • Rolla
  • Saint Ann
  • Saint Charles
  • Saint Charles County
  • Saint Clair
  • Saint Clair County
  • Saint Francois County
  • Saint George
  • Saint James
  • Saint John
  • Saint Johns
  • Saint Joseph
  • Saint Louis County
  • Saint Martins
  • Saint Paul
  • Saint Peters
  • Saint Robert
  • Sainte Genevieve
  • Sainte Genevieve County
  • Salem
  • Saline County
  • Salisbury
  • Sappington
  • Sarcoxie
  • Savannah
  • Schuyler County
  • Scotland County
  • Scott City
  • Scott County
  • Sedalia
  • Senath
  • Seneca
  • Seymour
  • Shannon County
  • Shelbina
  • Shelby County
  • Shelbyville
  • Shell Knob
  • Shrewsbury
  • Sikeston
  • Slater
  • Smithville
  • Spanish Lake
  • Sparta
  • Springfield
  • St. Louis
  • Stanberry
  • Steele
  • Steelville
  • Stockton
  • Stoddard County
  • Stone County
  • Stover
  • Strafford
  • Sugar Creek
  • Sullivan
  • Sullivan County
  • Sunset Hills
  • Sweet Springs
  • Taney County
  • Taos
  • Tarkio
  • Terre du Lac
  • Terre Haute
  • Texas County
  • Thayer
  • Tipton
  • Town and Country
  • Trenton
  • Troy
  • Tuscumbia
  • Union
  • Unionville
  • University City
  • Valley Park
  • Van Buren
  • Vandalia
  • Velda Village
  • Velda Village Hills
  • Vernon County
  • Versailles
  • Vienna
  • Villa Ridge
  • Vinita Park
  • Wardsville
  • Warren County
  • Warrensburg
  • Warrenton
  • Warsaw
  • Warson Woods
  • Washington
  • Washington County
  • Wayne County
  • Waynesville
  • Weatherby Lake
  • Webb City
  • Webster County
  • Webster Groves
  • Weldon Spring
  • Wellston
  • Wellsville
  • Wentzville
  • West Plains
  • Weston
  • Whiteman Air Force Base
  • Wildwood
  • Willard
  • Willow Springs
  • Winchester
  • Windsor
  • Winfield
  • Winona
  • Woodson Terrace
  • Worth County
  • Wright City
  • Wright County

MO Commercial Loan Reviews

What do you like best about your experience with CLD?

[I] felt confident through the process that things were under control, that my interests were being protected... was always a pleasure to talk to and work with all the way through a successful closing. Very smooth and professional... promptly addressed any questions that came up. Feel I got a good loan with a good lender.

Mark - Student Financing in Columbia, MO

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