Commercial Real Estate Financing in California | CA Commercial Loan Rates
Commercial Loan Direct (CLD) provides commercial real estate loans in the state of California. Current commercial loan rates in California range from 5.38% to 14.5%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of CA. We also have a dedicated page for apartment loans in California.
The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.
Owner Occupied Commercial Mortgages
Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.
Apply for a Commercial Loan in California
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Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.
Locations Served in California
We are proud to be serving the state of California. Here are our commercial loan statistics for this state.
California Cities and Towns Served
427
California Economic Data
Please note that commercial loan rates are dependent on the market. We have provided market data for CA below to help you understand what kind of market you are in. Simply click one of the options below to see the data for CA. Economic data reports provided by Data USA.
Economy
Housing
Lending Cities
Commercial loan direct provides services in the following California cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided California economic reports to get a better understanding of your market.
Acalanes Ridge
Acton
Adelanto
Agoura
Agoura Hills
Agua Dulce
Aguanga
Ahwahnee
Alameda
Alameda County
Alamo
Albany
Alhambra
Aliso Viejo
Allendale
Alondra Park
Alpaugh
Alpine
Alpine County
Alta Sierra
Altadena
Alturas
Alum Rock
Amador County
American Canyon
Amesti
Anaheim
Anderson
Angels Camp
Angwin
Antelope
Antioch
Anza
Apple Valley
Aptos
Aptos Hills-Larkin Valley
Arbuckle
Arcadia
Arcata
Arden-Arcade
Armona
Arnold
Aromas
Arroyo Grande
Artesia
Arvin
Ashland
Atascadero
Atherton
Atwater
Auberry
Auburn
Auburn Lake Trails
August
Avalon
Avenal
Avila Beach
Avocado Heights
Azusa
Bakersfield
Baldwin Park
Banning
Barstow
Barstow Heights
Bay Point
Bayside
Bayview
Beale Air Force Base
Bear Valley Springs
Beaumont
Bell
Bell Gardens
Bella Vista
Bellflower
Belmont
Belvedere
Ben Lomond
Benicia
Berkeley
Bermuda Dunes
Berry Creek
Bertsch-Oceanview
Bethel Island
Beverly Hills
Big Bear City
Big Bear Lake
Big Pine
Big River
Biggs
Biola
Bishop
Black Point-Green Point
Blackhawk
Bloomington
Blue Lake
Blythe
Bodega Bay
Bodfish
Bolinas
Bonadelle Ranchos-Madera Ranchos
Bonita
Bonny Doon
Bonsall
Boonville
Boron
Boronda
Borrego Springs
Bostonia
Boulder Creek
Boyes Hot Springs
Boyle Heights
Bradbury
Brawley
Brea
Brentwood
Bret Harte
Bridgeport
Brisbane
Broadmoor
Brookdale
Brooktrails
Buckhorn
Buellton
Buena Park
Buena Vista
Burbank
Burlingame
Burney
Butte County
Buttonwillow
Byron
Bystrom
Cabazon
Calabasas
Calaveras County
Calexico
California City
Calimesa
Calipatria
Calistoga
Callender
Camarillo
Cambria
Cambrian Park
Cameron Park
Camino
Camp Meeker
Camp Pendleton North
Camp Pendleton South
Campbell
Campo
Canoga Park
Canyon Lake
Capitola
Carlsbad
Carmel Valley Village
Carmel-by-the-Sea
Carmichael
Carpinteria
Carson
Caruthers
Casa Conejo
Casa de Oro-Mount Helix
Castaic
Castro Valley
Castroville
Cathedral City
Cayucos
Cedar Ridge
Central Valley (historical)
Century City
Ceres
Cerritos
Challenge-Brownsville
Channel Islands Beach
Charter Oak
Chatsworth
Cherry Valley
Cherryland
Chester
Chico
China Lake Acres
Chinatown
Chino
Chino Hills
Chowchilla
Chualar
Chula Vista
Citrus
Citrus Heights
City and County of San Francisco
Claremont
Clay
Clayton
Clear Lake Riviera
Clearlake
Clearlake Oaks
Cloverdale
Clovis
Coachella
Coalinga
Coarsegold
Cobb
Colfax
Collierville
Colma
Colton
Columbia
Colusa
Colusa County
Commerce
Compton
Concord
Contra Costa Centre
Contra Costa County
Cool
Copperopolis
Corcoran
Corning
Corona
Coronado
Corralitos
Corte Madera
Costa Mesa
Cotati
Coto De Caza
Cottonwood
Country Club
Covelo
Covina
Crescent City
Crest
Crestline
Crockett
Cudahy
Culver City
Cupertino
Cutler
Cutten
Cypress
Daly City
Dana Point
Danville
Davis
Day Valley
Deer Park
Del Aire
Del Mar
Del Monte Forest
Del Norte County
Del Rey
Del Rey Oaks
Del Rio
Delano
Delhi
Denair
Descanso
Desert Edge
Desert Hot Springs
Desert Shores
Desert View Highlands
Diablo
Diamond Bar
Diamond Springs
Dinuba
Discovery Bay
Dixon
Dixon Lane-Meadow Creek
Dogtown
Dollar Point
Dos Palos
Downey
Downieville
Duarte
Dublin
Dunnigan
Dunsmuir
Durham
Earlimart
East Foothills
East Hemet
East La Mirada
East Los Angeles
East Oakdale
East Palo Alto
East Pasadena
East Porterville
East Quincy
East Rancho Dominguez
East Richmond Heights
East San Gabriel
East Sonora
Easton
Eastvale
Echo Park
Edwards Air Force Base
El Cajon
El Centro
El Cerrito
El Cerrito Corona
El Dorado County
El Dorado Hills
El Granada
El Monte
El Rio
El Segundo
El Sobrante
El Verano
Eldridge
Elk Grove
Elkhorn
Elverta
Emerald Lake Hills
Emeryville
Empire
Encinitas
Encino
Escalon
Escondido
Esparto
Eucalyptus Hills
Eureka
Exeter
Fair Oaks
Fairbanks Ranch
Fairfax
Fairfield
Fairmead
Fairview
Fallbrook
Farmersville
Felton
Ferndale
Fetters Hot Springs-Agua Caliente
Fillmore
Firebaugh
Florence-Graham
Florin
Folsom
Fontana
Foothill Farms
Foothill Ranch
Ford City
Forest Meadows
Forest Ranch
Foresthill
Forestville
Fort Bragg
Fort Irwin
Fortuna
Foster City
Fountain Valley
Fowler
Frazier Park
Freedom
Fremont
French Camp
Fresno
Fresno County
Fruitridge Pocket
Fullerton
Galt
Garden Acres
Garden Grove
Gardena
Garnet
Georgetown
Gerber
Gilroy
Glen Avon
Glendale
Glendora
Glenn County
Gold River
Golden Hills
Goleta
Gonzales
Good Hope
Goshen
Grand Terrace
Granite Bay
Granite Hills
Grass Valley
Graton
Green Acres
Green Valley
Greenacres
Greenfield
Greenville
Gridley
Grover Beach
Guadalupe
Guerneville
Gustine
Hacienda Heights
Half Moon Bay
Hamilton City
Hanford
Happy Camp
Harbison Canyon
Hartley
Hawaiian Gardens
Hawthorne
Hayfork
Hayward
Healdsburg
Heber
Hemet
Herald
Hercules
Hermosa Beach
Hesperia
Hidden Hills
Hidden Meadows
Hidden Valley Lake
Highgrove
Highland
Highlands-Baywood Park
Hillsborough
Hilmar-Irwin
Hollister
Hollywood
Holtville
Home Garden
Home Gardens
Homeland
Hughson
Humboldt County
Humboldt Hill
Huntington Beach
Huntington Park
Huron
Hydesville
Idyllwild
Idyllwild-Pine Cove
Imperial
Imperial Beach
Imperial County
Indian Wells
Indio
Inglewood
Interlaken
Inverness
Inyo County
Inyokern
Ione
Irvine
Irwindale
Isla Vista
Ivanhoe
Jackson
Jamestown
Jamul
Janesville
Johnstonville
Joshua Tree
Julian
Jurupa Valley
Kelseyville
Kennedy
Kensington
Kentfield
Kenwood
Kerman
Kern County
Kernville
Kettleman City
Keyes
King City
Kings Beach
Kings County
Kingsburg
Knightsen
Koreatown
La Cañada Flintridge
La Crescenta-Montrose
La Habra
La Habra Heights
La Jolla
La Mesa
La Mirada
La Palma
La Presa
La Puente
La Quinta
La Riviera
La Selva Beach
La Verne
Ladera
Ladera Heights
Ladera Ranch
Lafayette
Laguna
Laguna Beach
Laguna Hills
Laguna Niguel
Laguna Woods
Lagunitas-Forest Knolls
Lake Arrowhead
Lake County
Lake Elsinore
Lake Forest
Lake Isabella
Lake Los Angeles
Lake Nacimiento
Lake of the Pines
Lake San Marcos
Lake Wildwood
Lakeland Village
Lakeport
Lakeside
Lakeview
Lakewood
Lamont
Lancaster
Larkfield-Wikiup
Larkspur
Las Flores
Las Lomas
Lassen County
Lathrop
Laton
Lawndale
Laytonville
Le Grand
Lebec
Lemon Grove
Lemoore
Lemoore Station
Lennox
Lenwood
Leona Valley
Lewiston
Lexington Hills
Lincoln
Lincoln Village
Linda
Linden
Lindsay
Littlerock
Live Oak
Livermore
Livingston
Lockeford
Lodi
Loma Linda
Loma Rica
Lomita
Lompico
Lompoc
London
Lone Pine
Long Beach
Loomis
Los Alamitos
Los Alamos
Los Altos
Los Altos Hills
Los Angeles
Los Angeles County
Los Banos
Los Gatos
Los Molinos
Los Olivos
Los Osos
Los Serranos
Lost Hills
Lower Lake
Loyola
Lucas Valley-Marinwood
Lucerne
Lucerne Valley
Lynwood
Madera
Madera Acres
Madera County
Magalia
Malibu
Mammoth Lakes
Manhattan Beach
Manteca
March Air Force Base
Maricopa
Marin City
Marin County
Marina
Marina del Rey
Mariposa
Mariposa County
Martinez
Marysville
Matheny
Maxwell
Mayflower Village
Maywood
McCloud
McFarland
McKinleyville
Mead Valley
Meadow Vista
Meadowbrook
Mecca
Meiners Oaks
Mendocino County
Mendota
Menifee
Menlo Park
Mentone
Merced
Merced County
Mesa Verde
Middletown
Midpines
Midway City
Mill Valley
Millbrae
Milpitas
Minkler
Mira Mesa
Mira Monte
Mission Canyon
Mission District
Mission Hills
Mission Viejo
Modesto
Modoc County
Mojave
Mono County
Mono Vista
Monrovia
Montague
Montalvin
Montara
Montclair
Monte Rio
Monte Sereno
Montebello
Montecito
Monterey
Monterey County
Monterey Park
Monument Hills
Moorpark
Morada
Moraga
Moreno Valley
Morgan Hill
Morongo Valley
Morro Bay
Moss Beach
Mount Hermon
Mount Shasta
Mountain House
Mountain Ranch
Mountain View
Mountain View Acres
Murphys
Murrieta
Murrieta Hot Springs
Muscoy
Myrtletown
Napa
Napa County
National City
Needles
Nevada City
Nevada County
Newark
Newcastle
Newman
Newport Beach
Nice
Niland
Nipomo
Noe Valley
Norco
North Auburn
North Edwards
North El Monte
North Fair Oaks
North Highlands
North Hills
North Hollywood
North Lakeport
North Richmond
North Tustin
Northridge
Norwalk
Novato
Nuevo
Oak Hills
Oak Park
Oak View
Oakdale
Oakhurst
Oakland
Oakley
Oasis
Occidental
Oceano
Oceanside
Oildale
Ojai
Old Fig Garden
Olivehurst
Ontario
Opal Cliffs
Orange
Orange County
Orange Cove
Orangevale
Orcutt
Orinda
Orland
Orosi
Oroville
Oroville East
Oxnard
Pacheco
Pacific Grove
Pacifica
Pajaro
Palermo
Palm Desert
Palm Springs
Palmdale
Palo Alto
Palo Cedro
Palos Verdes Estates
Paradise
Paramount
Parksdale
Parkway
Parkwood
Parlier
Pasadena
Pasatiempo
Paso Robles
Patterson
Patterson Tract
Pedley
Penn Valley
Penngrove
Perris
Petaluma
Phelan
Phoenix Lake
Pico Rivera
Piedmont
Pine Grove
Pine Hills
Pine Mountain Club
Pine Valley
Pinole
Piñon Hills
Pioneer
Piru
Pismo Beach
Pittsburg
Pixley
Placentia
Placer County
Placerville
Planada
Pleasant Hill
Pleasanton
Plumas County
Plumas Lake
Pollock Pines
Pomona
Poplar-Cotton Center
Port Hueneme
Porterville
Portola
Portola Hills
Portola Valley
Poway
Prunedale
Quail Valley
Quartz Hill
Quincy
Rainbow
Ramona
Rancho Calaveras
Rancho Cordova
Rancho Cucamonga
Rancho Mirage
Rancho Murieta
Rancho Palos Verdes
Rancho Penasquitos
Rancho San Diego
Rancho Santa Fe
Rancho Santa Margarita
Rancho Tehama Reserve
Red Bluff
Red Corral
Redding
Redlands
Redondo Beach
Redway
Redwood City
Redwood Shores
Redwood Valley
Reedley
Rialto
Richgrove
Richmond
Ridgecrest
Ridgemark
Rio Del Mar
Rio Dell
Rio Linda
Rio Vista
Ripon
Riverbank
Riverdale
Riverdale Park
Riverside
Riverside County
Rocklin
Rodeo
Rohnert Park
Rolling Hills
Rolling Hills Estates
Rollingwood
Romoland
Rosamond
Rosedale
Roseland
Rosemead
Rosemont
Roseville
Ross
Rossmoor
Rowland Heights
Rubidoux
Running Springs
Sacramento
Sacramento County
Saint Helena
Salida
Salinas
Salton City
San Andreas
San Anselmo
San Antonio Heights
San Benito County
San Bernardino
San Bernardino County
San Bruno
San Carlos
San Clemente
San Diego
San Diego Country Estates
San Diego County
San Dimas
San Fernando
San Francisco
San Gabriel
San Jacinto
San Joaquin
San Joaquin County
San Joaquin Hills
San Jose
San Juan Bautista
San Juan Capistrano
San Leandro
San Lorenzo
San Luis Obispo
San Luis Obispo County
San Marcos
San Marino
San Martin
San Mateo
San Mateo County
San Miguel
San Pablo
San Pasqual
San Pedro
San Rafael
San Ramon
Sanger
Santa Ana
Santa Barbara
Santa Barbara County
Santa Clara
Santa Clara County
Santa Clarita
Santa Cruz
Santa Cruz County
Santa Fe Springs
Santa Margarita
Santa Maria
Santa Monica
Santa Paula
Santa Rosa
Santa Susana
Santa Venetia
Santa Ynez
Santee
Saranap
Saratoga
Saticoy
Sausalito
Scotts Valley
Sea Ranch
Seacliff
Seal Beach
Searles Valley
Seaside
Sebastopol
Sedco Hills
Seeley
Selma
Seven Trees
Shackelford
Shadow Hills
Shafter
Shandon
Shasta
Shasta County
Shasta Lake
Sheridan
Sherman Oaks
Shingle Springs
Shingletown
Sierra County
Sierra Madre
Signal Hill
Silver Lake
Silver Lakes
Simi Valley
Siskiyou County
Sky Valley
Sleepy Hollow
Soda Bay
Solana Beach
Solano County
Soledad
Solvang
Sonoma
Sonoma County
Sonora
Soquel
Sorrento Valley
Soulsbyville
South Dos Palos
South El Monte
South Gate
South Lake Tahoe
South Oroville
South Pasadena
South San Francisco
South San Gabriel
South San Jose Hills
South Taft
South Whittier
South Yuba City
Spring Valley
Spring Valley Lake
Squaw Valley
Stallion Springs
Stanford
Stanislaus County
Stanton
Stevenson Ranch
Stockton
Stratford
Strathmore
Strawberry
Studio City
Suisun
Summerland
Sun City
Sun Village
Sunland
Sunnyside
Sunnyside-Tahoe City
Sunnyslope
Sunnyvale
Susanville
Sutter
Sutter County
Sutter Creek
Taft
Taft Heights
Taft Mosswood
Tahoe Vista
Tahoma
Talmage
Tamalpais Valley
Tamalpais-Homestead Valley
Tara Hills
Tarpey Village
Tehachapi
Tehama County
Temecula
Temelec
Temple City
Templeton
Terra Bella
Teviston
Thermal
Thermalito
Thornton
Thousand Oaks
Thousand Palms
Three Rivers
Tiburon
Tierra Buena
Tipton
Topanga
Toro Canyon
Torrance
Trabuco Canyon
Tracy
Trinity County
Truckee
Tujunga
Tulare
Tulare County
Tuolumne City
Tuolumne County
Turlock
Tustin
Twain Harte
Twentynine Palms
Twin Lakes
Ukiah
Union City
Universal City
Upland
Upper Lake
Vacaville
Val Verde
Valencia
Valinda
Valle Vista
Vallejo
Valley Center
Valley Glen
Valley Springs
Van Nuys
Vandenberg Air Force Base
Vandenberg Village
Venice
Ventura
Ventura County
Victorville
View Park-Windsor Hills
Villa Park
Vincent
Vine Hill
Vineyard
Visalia
Visitacion Valley
Vista
Vista Santa Rosa
Waldon
Walnut
Walnut Creek
Walnut Grove
Walnut Park
Wasco
Waterford
Watsonville
Weaverville
Weed
Weedpatch
Weldon
West Athens
West Bishop
West Carson
West Covina
West Hills
West Hollywood
West Menlo Park
West Modesto
West Park
West Puente Valley
West Rancho Dominguez
West Sacramento
West Whittier-Los Nietos
Westhaven-Moonstone
Westlake Village
Westminster
Westmont
Westmorland
Westwood
Wheatland
Whittier
Wildomar
Williams
Willits
Willow Creek
Willowbrook
Willows
Wilton
Winchester
Windsor
Winter Gardens
Winters
Winton
Wofford Heights
Woodacre
Woodbridge
Woodcrest
Woodlake
Woodland
Woodland Hills
Woodside
Woodville
Wrightwood
Yolo County
Yorba Linda
Yosemite Lakes
Yosemite Valley
Yountville
Yreka
Yuba City
Yuba County
Yucaipa
Yucca Valley
CA Commercial Loan Reviews
What do you like best about your experience with CLD?
Working with Fernando. Everything we agreed to became reality.
Robert - Office Financing in San Francisco, CA
How has your overall experience been with CLD?
Excellent
Joe - Restaurant Financing in Clearlake, CA
What do you like best about your experience with CLD?
provided useful information and patiently walked me through every program.
John - Affordable Housing Financing in Los Angeles, CA
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